TAXES: If you pay more than 15% TOTAL taxes, you pay too
much
Wealthy pay only 13-17% of their income for ALL taxes—What
did you just pay?
Most people pay over 30% including fed and state income, SS,
Medicare, DI, UI , FL
Isn't it time you used the tax laws for your benefit like
the billionaires do? Pay your fair share: http://www.amazon.com/Tax-FREE-Wealth-How-laws-free/dp/1475089236
Where is my refund?
E-file taxes and have refunds deposited to your bank account
by the IRS and state. Avoid
common errors . Usually the Fed refund takes 2-3 weeks. If you filed before
Feb 1, you should have your money by now. Check your account and then ask the
IRS at “Where’s my refund” in browser or https://sa.www4.irs.gov/irfof/lang/en/irfofgetstatus.jsp
Scammers going after tax refunds more than ever
Avoid this costly delay by REDUCING your tax withholding by
your employer. If you have no refund, you can’t have it stolen. There is no
penalty if you owe less than
$1,000 or 90% of last year’s bill. Use Form W-4 to INCREASE allowances.
Start your Wealth Reserve with the increase in your paycheck each month: http://www.amazon.com/Your-Wealth-ReserveTM-Tax-FREE-Investment/dp/1484954882
Get your refund (average $3,539) FAST—Create $ million
account
E-file, when combined with direct deposit, is the fastest way to get a refund. It costs
nothing for those who choose IRS Free File. State fees are $12.95 +. Some states allow FREE
state filings for simple returns.
Your refunds can make you a millionaire: http://www.amazon.com/Tax-Refund-Millionaires-Let-Uncle-Help/dp/149595644X
Obamacare Jobs Grow Faster In Medicaid Expansion States
States that agreed to expand coverage of Medicaid to more
Americans under the Affordable Care Act have created more jobs than other areas of the country, according to a Forbes report.
66%
of insurers are increasing hiring due to more coverage.
Buy only what you need: http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083
Dem crazies
ObamaCare Marketplace problem—AGAIN
Approximately 800,000 taxpayers who received health care
coverage through the federal insurance marketplace Healthcare.gov were sent the
wrong information on their Form
1095-A and are being urged to wait to file their taxes until the first week of
March when they receive the correct information from the federal government.
Can’t they do anything right?
GOP crazies
“People
think we’re crazy. There’re terrorist attacks all over the world, and we’re
talking about closing down Homeland Security. This is like living in the world
of the crazy people.” “We can’t allow D.H.S. not be funded,” said
Representative Peter T. King, Republican of New York.
YES, YES, YES, and YES
Giuliani came under fire for his "racist" comments after
he attacked the president's upbringing during a private New
York City event with Wisconsin Gov. Scott Walker on
Wednesday. "I do not believe that the president loves America ,"
Giuliani said at the Manhattan
dinner, according to Politico. "He doesn't love you. And he doesn't love
me. He wasn't brought up the way you were brought up and I was brought up,
through love of this country." This is code for Obama is not white,
Italian, New Yorker, fake-upper-class, conservative, elitist, smug, like
Giuliani is. Vive la difference!
Obama is different,
thank God. "I believe in American exceptionalism," he told Roger
Cohen of The New York Times while still just a candidate, but not one based on
"our military prowess or our economic dominance." Instead, he said,
"our exceptionalism must be based on our Constitution,
our principles, our values and our ideals. We are at our best when we are
speaking in a voice that captures the aspirations of people across the
globe."
Is Giuliani helping the GOP get elected? Voters want hope
not personal attacks.
GOP does NOT want your broker/advisor to give you the best deal!
Rep. Ann Wagner is trying to stop the Labor Department rule
that would raise
investment advice standards for retirement accounts. Currently,
brokers/advisors can sell you anything “suitable”. Obama wants them to sell the
“best for your situation.” No risky derivatives, hedge funds, foreign bonds,
etc. Brokers say that if they have to offer low-cost plain vanilla products,
they will NOT sell to middle class investors. But there are thousands of hungry
brokers who would be glad to offer good products. Their firms’ owners want
the higher fees so they MUST sell the high-cost ones.
Vanguard licensed staff sells at cost: http://www.amazon.com/Vanguards-Top-Ten-mutual-funds/dp/150073909X
Working people in Greece
want the government to go after rich Greek tax evaders and their firms. “I pay
my taxes straight from my wages,” says Angeliki
Katsarolia. “I can’t accept that big employers aren’t taxed. They have to
pay their taxes, too.”
If GE,
Verizon, and 2/3 of US corps don’t pay taxes, why should working families
making under $50,000? Corps have tax-deductible lawyers who help avoid taxes on
income. We can’t afford them. Is that fair?
Pay your fair share: http://www.amazon.com/Create-Your-Tax-FREE-Financial-System/dp/1466367466
IL helps workers save for retirement
Workers in IL will have
3% of their income set up in a tax-FREE retirement account and run by the
state. Professionally managed at cost, these accounts might offset the looming
crisis in senior retirement income needs.
Create your own pension automatically: http://www.amazon.com/Tax-Refund-Millionaires-Let-Uncle-Help/dp/149595644X
Is it worth $100 to move your IRA?
Fido, Etrade, TD, Scott want your money and they are paying
you to move your IRA. But what do they get? Fees
and more fees. If you pay .4% now and they charge .8%, you will lose more
than $100 in the next few years. You will be paying an extra $250, $500 for
that move. The largest provider, Vanguard still believes “Cost Matters.”
No Toaster just lowest fees and great service: http://www.amazon.com/The-Best-Predictor-Investment-Success/dp/1502524082
Are you being ripped off like these workers?
Lockheed Martin agreed to pay $62 million to end a lawsuit
over claims it shortchanged 120,000 workers and retirees who participated in
its pension
plans. The beneficiaries accused the defense contractor of subjecting
them to excessive management fees
and leaving those who invested in the company stock fund with returns that were
worse than if they’d bought shares on the open market.
Retirement without taxes: http://www.amazon.com/The-NO-Cost-Annuity-Income/dp/1508487308
Is GOLD as an investment right for you?
Peter Hambro's Petropavlovsk Plc, once worth more than $3
billion as the price of gold it dug in the Russian Far East soared, has lost
99 percent of its value in the past five years. Even the smartest and best
informed moguls make mistakes. Market timing does NOT work. If you held the S&P
500 index after it dropped -37% drop in 2008, you would have gained 26%, 15%,
2%, 16%, 32%, and 14% by now. Few were lucky to “buy on the next dip” and have
a gain. Unless you are clairvoyant, don’t try to buy and sell—earn 10-12%.
Use the Vanguard Top Ten: http://www.amazon.com/Vanguards-Top-Ten-mutual-funds/dp/150073909X
The Centers for Medicare and Medicaid Services on Friday
morning announced it will implement a special enrollment period for individuals
who learn, at the time they file their taxes, of the Affordable Care
Act-mandated tax penalty for not having health insurance coverage. Second
chance to enroll begins March 15.
Is Long-term care insurance affordable?
Despite the press reports, few people end up in having to
pay for nursing home care at $100,000 a year. Logically, you are more likely to
run out of retirement money by living longer than ending up in a high-cost
nursing home. There are alternatives to spending $7700 per year
for premium for 20-30 years. That kind of policy contains a 5% inflation
increase in benefits of $150 per day for 3 years.
Is a used Lexus right for you?
Lexus is the best overall brand; Fiat is worst. That's what
Consumer
Reports (LIST)
concludes combining road-test and reliability scores for 28
brands for which the publication had enough data. In its annual April auto
issue says reliability and road test performance go together in what should be
thought of "as a dating couple: often seen together." A 2012 E350
cost $22,000 in NJ already broken in at 41K miles.
Shop for BEST coverage every 2 years: http://www.amazon.com/Vehicle-Insurance-Beware-Double-Coverage/dp/1480027634
Unreliable cars: do NOT buy
The most expensive are not the best—“You
DON’T get what you pay for.” These are the ones you hope you don’t get
attached to.
SCAMS Why are
we still
paying $700 Billion a year for WWII
deployments? That is 27
cents of each dollar in taxes—the largest part of our money—and we aren’t
even at war. We could pay off our debts and fix our schools, roads and
bridges!
We are paying for 164,253 of our active-duty armed personnel
to be in 150 countries around the world. We have about 50,000 in Japan Germany
Are we preparing for WWII again? There are 1,208,083[1] armed
personnel in the United States .
Our taxes pay for about HALF of the WORLD’s military expenditures
every year. We have wasted $398.6 billion
so far on the F-35 program—they can’t
fly safely.
We just can’t afford to pay for everyone else’s defenses
anymore.
Japan, Germany and S.
Korea can pay for their own defenses.
The War
on Terror requires SEALS’ attacks on top terrorists at their homes. Iraq
proved converting a nation to Western-style republic doesn’t work. Our trained
troops ran away.
We can’t help ourselves—now Obama is doing it.
Looks like we are NOT getting out of Afghanistan
after all
The new U.S. Defense Secretary Ashton Carter paid an
unannounced visit to Afghanistan .
Russia was
there for 9 years December 1979 to February 1989 and did not win.
Looks like we will reduce Mosul
to ashes and civilians will get out in time
Like Vietnam ,
we may destroy
the town in order to “save” it from the “ungodly communists.” Like Pope
Gregory urged Christian princes in 1073 to recover
lands from Muslims in Spain by destroying them.
If your refund is stolen
Follow the steps with IRS: http://www.washingtonpost.com/news/get-there/wp/2015/02/13/what-to-do-if-your-tax-refund-is-stolen/
Who owns your account now?
Kimberly-Clark
offloading $2.5 billion in pension liabilities
On Monday 2.23.15 the company announced it is offloading
about $2.5 billion in liabilities for 21,000 retirees to Prudential and
MassMutual in a transaction that takes effect June 1.
IAN
41 Watchung Plaza, B242
973.746.2014
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