Of Americans born in 1940, 92 percent went on to earn more
than their parents; among those born in 1980, just 50 percent did.
In the 70s, we abandoned the great economy of the end of WWII—the great
American Dream. We chose growth of the private sector and inequality
flourished—a child born in
Avoid future tax increases: https://www.amazon.com/New-American-Retirement-System-ReserveTM/dp/1461030072/
Is Umbrella (liability) insurance right for you?
This is also called excess or secondary coverage. If you hit someone and are sued, your car or home insurance will cover the minimum part while the amount over that may be paid by your umbrella policy. Usually this low-cost protection is owned by any person with assets over $1 million. It also covered President Clinton when he was sued in office. Umbrella policies can also provide additional coverage not offered in the primary policy, such as protection against slander and libel. An umbrella policy can also cover family members and those living in a household. Do you need an umbrella? Medical costs from an accident that you are found liable for may exceed your current liability coverage. You should consider a purchase if you own a pool, a dog, or a dangerous property fixture. Even your objective review on a website may produce a liability.
Buy only what you need: https://www.amazon.com/Lawsuit-Insurance-need-right-policy/dp/1480061123
Is a cash balance retirement plan right for you?
IBM has just taken the unusual step of adding this kind of plan to their retirement offerings. A cash balance pension plan is a defined-benefit pension plan with the option of a lifetime annuity. The employer credits a participant's account with a set percentage of their yearly compensation plus interest charges for a cash balance plan. Changes in the portfolio do not affect the final benefits received by the participant upon retirement or termination, and the company bears all ownership of profits and losses in the portfolio. The most significant difference between a cash balance pension and a traditional pension plan is that the traditional plan generally uses the last few years of your highest compensation to determine your monthly benefit. The employer bears the investment risk in a CBP. The employer is responsible for ensuring the employee receives the amount promised, so no matter what happens, it must ensure the employee gets that amount. People 60 years and older can sock away well over $300,000 annually in pretax contributions.
********ACCOUNTABILITY**************?
Like 1776, this
period is a test
of democracy—We
rejected an "American
fascist" once
The
Path to Dictatorship: 2010-2030
Parallels of this era in the past
may hint at our future: democracy breaks apart legally
Billionaires
paid $881 million for votes in 2022
midterm elections
Nov 2020 Wealthy
discredit election process
Jan
6 2021 Direct
govt overthrow failed: guns
& bombs were ready
Trump
engaged in a "criminal
conspiracy" to stop Biden
“I
don’t f—ing care that they have weapons”
Trump was “detached
from reality”
Trump
used mafia-style intimidation on the defenseless
Trump still terrorizing
election woman
Parscale: “a
sitting president asking for civil war.”
Trump:
“Just
say the election was corrupt and leave the rest to me”
GOP fascism: “RINO
hunt armed; no bagging limit” J6
comm threat
January
6, 2021 “A
date which will live in infamy”
Trump’s Supremes END
personal rights & state
laws except for weapons
WMDs
Fascism: GOP
to stop women leaving state for abortion
It’s
not a court. It’s a junta: Two Americas
Trump: President
Biden is 'enemy of the state'
Christian
Nationalist Party (CNP) replaces
GOP
Apr 9 Illustrated
Anne Frank book removed by Florida school
Apr 21 Trump: “I
am your justice”
May 9 Trump
guilty of sexual abuse
Jun 8 Trump
indicted by the United States of America
Violation
of the Espionage Act
Conspiracy to obstruct
justice
Making false
statements
Conspiracy to defraud the
Conspiracy to obstruct
Congressional proceeding
Obstruction of and attempt
to obstruct an official proceeding
Conspiracy against right to
vote
Attempted coup
d'état by
any other name
350+ people have
been sentenced to jail or prison.
Trump and His Gang Get the Mob Treatment
Aug 4 “IF
YOU GO AFTER ME, I’M COMING AFTER YOU!”
Mobster
#1 Enrique Tarrio gets 22 years
Mobster
Stewart Rhodes sentenced to 18 years
Mobster
Ethan Nordean gets 18 years
Mobster
Dominic Pezzola sentenced to 10 years
VIOLATION OF THE GEORGIA RICO (RACKETEER INFLUENCED AND
CORRUPT ORGANIZATIONS) ACT SOLICITATION OF VIOLATION OF OATH BY PUBLIC OFFICER
CONSPIRACY TO COMMIT INIPERSONATIN PUBLIC OFFICER FIRST
DEGREE
CONSPIRACY TO COMMIT FALSE STATEMENTS AND WRITINGS
CONSPIRACY TO COMMIT FALSE DOCUMENTS
FORGERY IN THE FIRST DEGREE
CONSPIRACY TO COMMIT FALSE STATEMENTS AND WRITINGS
FILING FALSE DOCUMENTS
SOLICITATION OF VIOLATION OF OATH BY PUBLIC OFFICER
FALSE STATEMENTS AND WRITINGS
SOLICITATION OF VIOLATION OF OATH BY PUBLIC OFFICER
FALSE STATEMENTS AND WRITINGS
“Wannabe
Dictator” to
run our House of “Representatives”
Jan 2025 Dictator
pardons himself: his Supremes agree
How Govt wastes our money:
Are
we done with Santos? Surprised GOP expelled him since he is needed to pass
bills
Wasted taxes: NASA
Tests Mars Helicopter: $80
million + $5 million a month
War
DRONES
UTTERLY RESHAPED BATTLEFIELD: machine gun, radar, drones
Wasted taxes: NASA
plans to land its $433.5 million VIPER on the Moon's
South Pole.
NASA search
for life beyond earth costs more than saving us from climate destruction
SCAMS/SPINS:
UAE’s Sultan Al
Jaber: there is ‘no
science’ behind demands for phase-out of fossil fuels
Young adults facing financial ruin as
they care for aging loved ones
Mormon Church
protects itself from child
sex abuse claims with legal tricks
Dollar General
stores charge
more at checkout than on shelves: fine, no jail
Avoid fake
goods, phony online deals for holidays
Pelleh Poultry Corp.
is recalling more
than 700 pounds of beef and poultry
Atlantic Union Bank caught
illegally enrolling thousands in checking
overdraft
Buy Now, Pay Later
Often a Debt
Trap
Childhood
Vaccination Rates Are Falling
Trump assures Fox
crowd he would not be “dictator
upon returning to office” sort of.
Earl Miller caught
securities fraud “5 Star,” real estate scam, Amish
families, fine & jail
Traders were
informed of Hamas' plans to
attack ahead of time, and made millions on it.
School vouchers
helping families already in private school: subsidies
for better-off
Jobs
10 years to replace
lead pipes in all cities: plumbers & construction jobs
jobs.interestingengineering.com/
Work
out routine to perform for 3 hours onstage singing, dancing, moving
The IRS is Hiring Revenue
Agents
Who owns your account now?
Options for Changing
an Irrevocable Trust
Should you switch
from your Mac or Windows laptop to a Chromebook.
AFS
401(k) Retirement Services to Hub International
How much does elder
care cost where you live?
More seniors paying over
30% of their income in housing costs
Donor-advised fund
(DAF) helps you manage
the timing of charitable giving: choice
Don’t lose your annual
tax saving/deduction by deadline oversight
Miracles:
70-year-old
woman in
New stem cell
treatment may halt progression of multiple sclerosis
Flying
car gets FAA cert: vertical takeoff so you can park it in the driveway
Gene therapy offers
hope for Parkinson’s
disease patients
@
Our Universe is Mind-Blowing
Light is both
a particle and a wave depending on how we look at the light.
I
don’t think that there is any such thing as a position or a velocity of a
particle.
Everything (galaxies
to stones) in universe made of subatomic
energy ‘vibrations’
A subatomic ‘particle’
is the smallest possible vibration (quantum) of a quantum field.
A ‘particle’ is an event;
not an objective thing. This event is set of complex relationships.
New theory may
finally unite
Einstein's gravity with the quantum world
Mass–energy
equivalence: E=mc^2. At the smallest
level; Everything is moving
Energy into matter: scientists
converted light energy directly into matter in one step
In place of atomic
lattice, light
waves used to create an optical lattice with same geometry
Physics Nobel Prize:
“entanglement” 2
particles share info instantly at a distance
Quantum
mechanics violates local realism: two objects behave as single system at
distance
“It may be that gravity and quantum mechanics are
exactly the same thing,” Leonard Susskind
Gravity
might induce the collapse of quantum vibrations into 1 quantum state—our
world
Strange state
of physics that allows energy
to flow frictionlessly through a material.
Bending light from
extreme gravity reveals largest black hole
so far
Curved
SpaceTime: heavy masses and simultaneously quantum effects become visible
There is no TIME at this level
because of force fields come and go in all directions.
Universe expanding: events
may not come together like they did before: created our time.
Our planetary
system: rarest
system: only 1% of all systems with same number of planets
Stars fueled by the self-annihilation
of dark matter might have been spotted for the first time by JWST
Inside protons,
neutrons, it
is the fields of the virtual particles that creates its mass.
Gold
made from neutron stars: collisions produce more neutrons:79 protons,118
neutrons
The proton
is so complicated science still finds new energy entities/forces every
year.
“Empty space is a
boiling, bubbling brew of virtual
particles that pop in and out of existence in a time scale so short that you
can’t even measure them.” Space expanding.
New method to study systems
with long-range interactions: previously puzzling experts
The electricity we use comes
from the field around the wire not from electron itself.
Natural
‘missing law’ explain
how
universe evolved: functions increase in complexity over time
Scientists
build 'baby' wormhole as sci-fi moves closer to fact: inside quantum
computer
starts-with-a-bang/universe-expansion-not-accelerating/
Physicists knew black
holes eventually disappear particle by particle. Now they think everything
else does, too.
Astronomers
discover raw
materials for life are present all across the Universe: methyl cation
@
We can apply for
Medicare online: https://blog.ssa.gov/apply-for-medicare-online
We can apply for Social
Security online: https://www.ssa.gov/benefits/retirement/
We can apply for
health care online: https://www.healthcare.gov/
IAN
973.746.2014
http://www.theinsidersguides.com/
Alerts available at http://dankeppel.blogspot.com/ No AI used in these comments
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