Friday, July 13, 2012

Save $3,000 this year


Save $3,000 this year

Why pay $3,000 a year for the same performance you can obtain for $75?




GOP tries to delete Dem voters from FL rolls to assure Romney win

Despite violating the Voting Rights Act of 1965 and the 1993 National Voter Registration Act. Florida Secretary of State Ken Detzner, however, "respectfully" disagreed with the Dept of Justice decision, and suggested it would continue with its efforts. Most county officials are now following the Justice decision. They have stopped disenfranchising voters. http://www.cbsnews.com/8301-503544_162-57449845-503544/florida-counties-halt-purge-of-voter-rolls/?tag=mncol;lst;1



Brokers colluded to stop commission-FREE securities sales to investors

NASDAQ OMX Corporate Solutions and Loyal3 Holding Inc. had announced a venture on June 2 that would give retail investors the ability to purchase Nasdaq listed shares directly from companies without commissions and without the assistance of a traditional retail broker. The partnership was stopped by brokers within weeks, prompting the probe by state regulators.

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GE cutting benefits on LTCi

Genworth will suspend sales of lifetime benefits for its long-term- care insurance products, as well as “10-pay” versions of its LTCi product. “Given the continued low-interest-rate environment and industry dynamics, we are leveraging our extensive experience and making changes to best position Genworth for greater stability and future growth,” said Steve Zabel, a senior vice president for long-term care insurance.




Two Americas?

GOP disregards Supreme’s decision – There is no supreme law of land?

Boehner: Americans With Pre-Existing Conditions Won't Be Guaranteed Protection Under GOP Plan

U.S. Senate Leader Mitch McConnell says the odds are against lawmakers wanting to gut the health care law

The percentage of U.S. workers with employment-based health coverage continues to shrink, according to Employee Benefit Research Institute

Texas defies Voter Rights Act – Special ID to vote like a poll tax or race verification?

Mississippi's only abortion clinic permanently shut its doors under a new state law.

Obama offers health plan to CO firefighters; GOP plan—buy your own if you can afford

?GOP health plan copies ObamaCare in every regard? Check it: http://www.cbsnews.com/htdocs/pdf/GOPHealthPlan_061709.pdf





Millions living in non-GOP states will get coverage for FREE

Millions of young people who look into their options will qualify for free Medicaid coverage for the first time. Others can get substantial help paying for private insurance. And new plans will limit out-of-pocket expenses for big emergencies to about $6,000. http://www.healthcare.gov/law/features/index.html





Does your driving record predict your life expectancy?

This study analyzed more than 7.4 million MVR requests and determined they are a predictive data source of an individual’s mortality, not just in a vehicle. Individuals with major violations, such as alcohol-related infractions and excessive speeding, have all-cause mortality rates that are 70 percent higher than individuals who do not. Additionally, the presence of six or more driving violations on an MVR elevates an individual’s all-cause mortality rate by 80 percent. In other words, bad drivers die young. And someone paid for this study?



Progressive insurance wants you to try its ‘pay per mile’ program

Progressive has opened its usage-based insurance program to anyone interested in test-driving the program, which according to the company will help it court new customers and expand. http://www.progressive.com/auto/snapshot.aspx?vanity=true



CA Aetna Health does bait and switch 

Aetna Health of California routinely and illegally denies patients access to out-of-network doctors after selling them costly insurance policies that promise patients the right to chose their own physicians, according to a lawsuit filed Tuesday by the Los Angeles County Medical Association (LACMA), California Medical Association (CMA) and a coalition of health care organizations and providers. “The insurance company interferes not only with doctor-patient relationships, but also harms the ability of California health care providers to get sick people the care they need in a professional and timely manner.”

Their doctors, in turn, grapple with threatening phone calls. Patients who are referred out of network are left with unpaid bills.



Allstate drops homeowners’ coverage – time to shop?

Allstate is dropping about 10,000 South Carolina home insurance customers who don't also carry Allstate auto coverage, have older homes and who insure their homes for less than $220,000. http://www.amazon.com/Industry-Insiders-Guides-Buying-Insurance/dp/1466435712/





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SCAMS           “Only the little people pay taxes.” Leona Helmsley



Finally, a banker CEO is fired – bank admits cheating, sort of ….

“We’re clean but we’re dirty-clean, rather than clean-clean.” 

Barclay bank CEO is fired for allowing his team to fix crucial economic rate

U.S. and U.K. regulators found that Barclays “systematically” attempted to rig the London interbank offered rate, Libor, and the euro interbank rate starting in 2005. It is the benchmark for more than $360 trillion of securities, including mortgages, student loans, and swaps. The two-year probe, which involves regulators on three continents, has touched as many as 18 financial institutions, including Citigroup, Deutsche Bank, HSBC, JPMorgan Chase, and Royal Bank of Scotland. A dozen firms have fired or suspended traders in connection with internal probes looking at whether their employees tried to manipulate Libor.




Socialism for the rich

House ups farm corporations revenue guarantees by 40%; cuts food stamps to 3 million

House Agriculture Committee leaders would increase, by up to 40 percent, target prices that trigger payments to grain and oilseeds farmers. They would give growers the choice of two farm programs -- traditional supports or a revenue guarantee. The Congressional Budget Office said two million to three million people would lose their food stamp benefits. Nearly 300,000 children would also be ineligible for the free lunch program under the new bill, the budget office found. Cotton and sugar subsidies were not cut.



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