Friday, April 25, 2014

Got refund?

Got refund?
You can find out where your refund is at
What do you do with your tax refund?
Let Uncle Sam help you reach your goals.
Michele invested her refund every year and now has more than enough for retirement.
“This is the no-pain way to save.” She is a Tax-Refund Millionaire:

IRS is giving bonuses—Take yours!
According to the Treasury Inspector General, more than 2,800 employees with recent substantiated conduct issues resulting in disciplinary action received more than $2.8 million in monetary awards and more than 27,000 hours in time-off awards between October 1, 2010 and December 31, 2012. Pay only your fair share:

Car insurers raise premium if we don’t shop competition!
It's called price optimization. The Consumer Federation of America wants state regulators to stop insurers from using such techniques, which it calls illegal because they can result in drivers with the same risk profile being charged different premiums. Every state has laws that say prices must be based on risk and may not unfairly discriminate, but "insurance companies appear to be using these techniques without disclosing that fact to state regulators," a statement from the consumer group said. Sophisticated computer software helps car insurers illegally bump up bills on customers it tags as less likely to switch companies. Buy what you need:

Auto insurance cost varies widely—Buy only what you need
How much does it actually cost to insure your vehicle? The true cost varies widely across U.S. cities, and a major reason is that car insurance costs differ from city to city. For example, it costs nearly eight times more to insure a car in Detroit than it does in Boise.

Two Americas—one with health care and one without
Swan Lockett had high hopes that President Barack Obama's health overhaul would lead her family to an affordable insurance plan, but that hasn't happened. Instead, because Texas lawmakers in her state refused to expand Medicaid, the 46-year-old mother of four uses home remedies or pays $75 to see a doctor when she has an asthma attack.
"If I don't have the money, I just let it go on its own," Lockett said. She earns $1,225 per month and takes her children - a 5-year-old daughter, 18-year-old twin boys and a 19- year-old son - to the emergency room or a clinic when they need care.
Other GOP states have pulled funding for hospitals so, like Georgia, which closed 8 hospitals, GOP citizens will have to use home remedies or die. Back to the 30s.

Where is the balance in life?
In Georgia you can now carry a gun into bars, schools, churches—almost anywhere. Why?????  If you don’t like the service, send them to heaven?

SCAMS           Why are we still paying $700 Billion a year for WWII deployments?
We are paying for 164,253 of our active-duty armed personnel to be in 150 countries around the world. We have about 50,000 in Japan and 50,000 in Germany.
Are we preparing for WWII again? There are 1,208,083[1] armed personnel in the United States. Our taxes pay for about HALF of the WORLD’s military expenditures every year.
We just can’t afford to pay for everyone else’s defenses anymore.
DoD head Hagel proposes budget cut but still pay for Lockheed F35 plane failures.

GOP says climate change is hoax
Miami Beach became ground zero for climate change Tuesday when U.S. Sen. Bill Nelson convened a rare field hearing to draw national attention to the dangers posed by rising seas. "For those who deny sea level rise and climate change, here is the proof,"
"Sea-level rise is our reality in Miami Beach," he said. "On a beautiful sunny day, we can see our streets flooded."

Brokers still not coming clean
Brokers are burying fee disclosures in complicated customer documents and sometimes levying unreasonable charges, according to a report released Thursday by state securities regulators.
In a survey of 34 broker-dealers from across the country, the North American Securities Administrators Association Inc. found widely inconsistent disclosure methods and questionable practices regarding fee charges and markups.
For instance, fee disclosures ranged between one paragraph and seven pages and were sometimes embedded in a document that totaled anywhere from one page to 45 pages.

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