Teach your child how to pay less tax
Show your child how to invest like Warren Buffett. Use a
tax-FREE account. Earn over 11% a year just like Mr Buffett. Use a special IRS account
and grow $20,000 into $1 million tax FREE. A picture is worth a thousand words.
The Picture Book of Wealth: How to save and invest in
pictures and stories
Warren Buffett’s secret to wealth:
Compound high earnings over time. Some clients’ use these low-cost
Vanguard funds and receive over 12% a year. So far 2014 is on track.
2014 Total Return Fund Long-term
Return*
7.1% 500 Index 11.1%*
since 1976
14.1% Energy
12.8% since
1984
6.1% Extended
Market Idx 11.3% since 1987
14.5% Health
17.3% since
1984
2.3% International
Growth 11.1% since 1981
9.9% PRIMECAP
13.8% since 1984
6.5% Small
Cap Index 10.9% since 1960
5.9% Wellesley
Income 10.2% since 1970
8.9% Windsor
11.6% since 1958
7.6% Windsor
8.3% Average 12.1%
*Average Annual Returns as of 6/30/14 .
Could your IRA beneficiaries lose their inheritance?
Yes, they can and did for one
man who named his legal will instead of his kids as beneficiary. His kids fought
in court to recover the money, but the court awarded the $400,000 in the IRA to
their father’s wife (married just 2 months). Check your will and retirement
plan NOW: http://www.amazon.com/Your-Retirement-Spending-Plan-enough/dp/1461084016
More tax evaders and cheats
“So sue me” Obama tells critics of his “do something”
strategy
“Middle-class families cannot wait for Republicans in
Congress to do stuff," Obama said. "So sue me. As long as
they are doing nothing, I am not going to apologize for trying to do
something.”
Gun-totters not welcome by businesspeople: Why?
Guns in humans are deadly
Starbucks, Chipotle and now Target all quietly ignored their armed patrons at first, but eventually asked customers to leave their guns at home. Many restaurants, bars and theaters are quietly Tombstoning their places. Even the OK Corral gunfight site bans the real things. Wyatt and Doc were initially charged with murder unlike Zimmerman. Actually,Tombstone
has a higher
crime rate NOW with all the packers than in Wyatt’s 1880. Lead kills.
Starbucks, Chipotle and now Target all quietly ignored their armed patrons at first, but eventually asked customers to leave their guns at home. Many restaurants, bars and theaters are quietly Tombstoning their places. Even the OK Corral gunfight site bans the real things. Wyatt and Doc were initially charged with murder unlike Zimmerman. Actually,
GOP Crazies
Conservatives are learning the lesson of the 20s again—when
you cut taxes for the rich, revenue
and jobs go DOWN, not up. Kansas
is in their 2nd year of learning that giving the wealthy more does
NOT produce jobs—it produces more wealth. The wealthy don’t hire people when
the have more money—they hire when there is demand. And then they use “other
people’s money”—banks—to expand. They don’t risk their own money on a not-sure-thing—the
economy. Only venture capitalists do that. And they are not in Kansas
anymore. Cutting taxes leaves the state roads
and schools worse off and no capitalist wants to live in such a community.
How many times do they have to learn this?
Presidential Candidate cut taxes to rich and now steals
state worker money
His record as fiscal steward has been dismal. Time and
again, he has used dubious strategies
to avoid raising taxes (sparing him from inevitable criticism by party
conservatives), even when increasing taxes would be the right thing to do. Such
tactics have not helped the state. New Jersey’s bond rating took another hit when Mr. Christie, facing a big
budget shortfall, rejected the usual remedies — cutting costs, borrowing
money or raising taxes — and instead cut state contributions to the public
employees’ pension fund. Christie won office on promise to STOP doing what Dems
do—AND blew $ millions on Bridgegate
cover-ups and his son’s game helicopter.
Supremes reverse Constitution on religious freedom!
5 Old White Men support religious bias—to control certain women
and births—just like in the Nazi period and in the Muslim world today.
The decision means employees of those companies will have to
obtain certain forms of birth control from other sources.
"Congress shall make no law respecting an establishment
of religion, ...". GOP
“small” government decides our birth control choices. Next—color
and sex of children we can have?
Constitution reversed—employees must live according to corporation’s
religion.
Two Americas :
one for employees of your favorite religious views and one for employees having
freedom of religion. The majority of Americans oppose letting employers,
based on their religious views, exclude certain contraceptives from workers’
insurance coverage. In an important earlier precedent, the court specifically held before that “[W]hen followers of a
particular sect enter into commercial activity as a matter of choice,"
they cannot superimpose their “conscience and faith” onto laws that everyone
else must follow. Now they can and
every corporation will use this loophole!
Our Constitution formerly guaranteed religious freedom for
ALL not just GOP. The women Supremes dissented: “decision of
startling breadth.” Changes America .
Supremes help GOP “small” government break the unions
Supreme Court said personal home-care employees cannot be
forced to pay dues to a union. In a 5-4 ruling, the Supreme Court said personal
home-care employees cannot be forced to pay dues to a union. Unions will soon
be out of business and employees will have to take whatever employers offer.
Supremes halt suit against terrorists’ supporters
Thousands of victims of the 9/11 terror attacks have lost
their bid to revive a class-action lawsuit for allegedly providing material
support to al Qaeda. Among the defendants are al-Qaida, its members and
associates, along with charities, banks,
front organizations, terrorist organizations and financiers. Among those dismissed were four bin Laden relatives who
purportedly managed the Saudi Binladin Group, one of the largest companies in
the Arab world. Gee, could oil be involved?
Insurers flock to FL to sell ObamaCare 2015
About a dozen health insurers filed documents by Friday's
federal deadline indicating they intend to sell
marketplace plans in Florida next year. The list includes returning big
players like Florida Blue, Aetna , Cigna and Humana, as
well as United Healthcare, which did not participate in the marketplace this
year. Each insurer can sell multiple types of plans, and rates can vary across
the state. Buy only what you need: http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083
Hospitals now paid to keep people OUT of ER
Hospitals now get penalized if you come back to the emergency
room too frequently and if a hospital isn’t meeting certain patient quality
and health outcomes and insurers are following the same mold too. Insurers no
longer want to pay for hospitals that are just doing more and more test and
procedures over and over again and they want to be paying for quality so
hospitals are going to be held accountable if patients are too sick if patients
are coming to the emergency room too frequently.
1.5 million worker’s retirement plans at risk—check yours
Retirement plans covering roughly 1.5 million workers are
severely underfunded, threatening benefit cuts for current and future retirees,
a federal watchdog agency warned. The Pension Benefit Guaranty said
multi-employer plans, which are collectively bargained retirement plans maintained
by more than one employer, are most at risk. "Plan insolvencies ... are
now both more likely and more imminent than in our last report," the
report said. At the same time, the agency said single-employer pension plans —
covering just over 30 million participants — are on firmer financial footing
and are likely to remain so at least over the next 10 years. Check your plan: http://www.amazon.com/Your-Retirement-Spending-Plan-enough/dp/1461084016
Surprises in 2014 initial quality ratings for new cars
Buy American-made—Camry,
Honda, Toyota, F-150. Fewer and fewer even qualify as partly “made in America .” Jobs went overseas.
SCAMS Why are
we still
paying $700 Billion a year for WWII
deployments?
We are paying for 164,253 of our active-duty armed personnel
to be in 150 countries around the world. We have about 50,000 in Japan Germany
Are we preparing for WWII again? There are 1,208,083[1] armed
personnel in the United States .
Our taxes pay for about HALF of the WORLD’s military expenditures
every year.
We just can’t afford to pay for everyone else’s defenses
anymore.
Japan, Germany and S.
Korea can pay for their own defense.
$70 Billion wasted ammo—Arms dealers benefit
The Government Accountability Office found that the
military's poor tracking of its $70
billion worth of conventional ammunition had left it with an extensive
stockpile destined for destruction, including some munitions that could still
be used by troops. For instance, the GAO found instances in which troops retrieved workable missiles from its
scrap heap to meet their needs. Another problem: the services' inventory
systems cannot share data directly despite working for decades to develop a single
database.
Big Brother testing its power
Facebook manipulated
the emotions of hundreds of thousands of its users, and found that they
would pass on happy or sad emotions, it has said. The experiment, for which
researchers did not gain specific consent, has provoked criticism from users
with privacy and ethical concerns. For one
week in 2012, Facebook skewed
nearly 700,000 users’ news feeds to either be happier or sadder than normal.
The experiment found that after the experiment was over users’ tended to post
positive or negative comments according to the skew that was given to their
newsfeed. What Zuckerberg does for fun?
GM recalling rest of products
½ million more cars and trucks back to dealer. Service your
own car now. Dealer full.
CEOs $ millions in pay enabled by his/her friend-directors
New study shows when corporation board consists of CEO
friends, they cut
future development to give boss an unearned raise. And it makes no
difference if the shareholders know it--Directors paid by CEO. Even the Supremes
have sided with the CEOs against shareholders’ ability to sue as a class.
Both sides of his mouth
Senator Rand Paul has warned Republicans of being too close
to rich people, but he is also hoping to pick up some of Mitt Romney's Wall
Street donors. “We cannot be the party of fat cats, rich people, and Wall
Street,” the Kentucky Republican told the audience at the Freedom Summit in New
Hampshire in April. “Corporate welfare should once and for all be ended” [“--Except
for me.”]
At the same time, the founders and employees of Mason
Capital Management, a $13.6 billion New York
hedge fund, have become leading contributors to Paul’s political aims. Company
co-founder Kenneth Garschina has also given $250,000 to America ’s
Liberty PAC, a so-called super political action committee run by longtime
supporters of Paul. In all, 17
of the company’s 33 employees have given at least $75,000 to Paul and funds
he controls since he started his first U.S. Senate campaign in 2010.
Who owns your account now?
Conseco Life to Wilton
Reassurance
IAN
41 Watchung Plaza, B242
973.746.2014
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