This is why our “representatives” can’t fix the railroads,
bridges, roads
Foreign
governments secretly buy our “reps” by giving money to “not-for-profits”
who then pay for goodies. Congress people can say “I didn’t know.” Azerbaijan
(N of Iran and E of Turkey) and several large energy companies sought
exemptions for a $28 billion natural gas pipeline project in the Caspian
Sea from U.S.
economic sanctions being imposed on Iran .
This is how our “reps” make decisions; not what is best for us.
When did you last buy your “rep” gifts to get a better deal
for your family?
Perfect Graduation Gift
Every parent and grandparent has the same advice about
achieving their money goals in life—I WISH WE HAD STARTED INVESTING SOONER. To
get them started, they need to know why the greatest investor of our time
Warren Buffett credits the Miracle of Compounding, NOT stock picking, as the
reason for his wealth. Your graduate can turn $8 a day into a $250,000 Wealth
Reserve in only 21 years, $1/2
Mil in 27. Einstein said, “The most powerful force in the universe is
compound interest.” Their wealth can double every 7 years because of compound
interest. Help them be successful: http://www.amazon.com/The-Simple-Financial-Life-paycheck/dp/1441499326
Take your maximum SS benefits before the GOP cuts them!
Top contenders for Prez want to limit our payout so make
sure you get yours now. EG: John took 3/4ths benefits at age 62
because he had no job. His wife Liz was still working and wanted to go for the
maximum at age 70. Liz filed for John’s spousal benefits at her full SS age of
66. Liz kept her own benefits growing with higher wages each year and at the
same time, collected ½ John’s full benefits. This way John got his
full benefits even though his SS amount will be reduced for the rest of his
life. So together in 2013 they received $2,564 a month instead of just $1,542.
When Liz turned 70 and still wanted to work, she received her max benefit. In
2015, she receives $2,709 and John receives his inflation-protected $1,580(-$100
tax) a month—annually $51,468—perhaps
$1,411,360 over 20 years. Each year that Liz works, her SS benefit will
increase as she adds another high-earning year to her SS account base. Her new
benefits are recalculated each year on her new 35-year PIA base. Of
course, because she and John have other income, they must pay tax on up to 85%
of those benefits. Both were in lower-paying careers.
Take ALL your benefits before GOP does: http://www.amazon.com/Maximize-Social-Security-Benefits-Retirement/dp/1495439224
DEM crazies
Bernie Sanders will never be President but Americans
love his policies. Health care without the F***ing paperwork, path to
citizenship, fair tax for wealthy, bring troops home, break up banks, 2 years
free education, cut corp election buying, tax carbon emissions, and use common
sense again. Bernie even has simple
solutions to the future SS benefits problem without GOP cuts. Bernie is a
NOT Congressional millionaire and has no corporate donors so he can NEVER be
Prez. Supremes
decided cash buys winner.
Obama gives “green” to Shell to drill up Artic ice—Ms Palin
can watch drill baby drill
Sign of a new direction or new gig for Obama after 2016? The
Interior Department decision is a devastating
blow to environmentalists, who have pressed the Obama administration to
reject proposals for offshore Arctic drilling. Environmentalists say that a
drilling accident in the icy and treacherous Arctic waters could have far more
devastating consequences than the deadly Gulf of Mexico
oil spill of 2010, when an oil rig explosion killed 11 men and sent millions of
barrels of oil spewing into the water.
Do we need this oil now?
GOP crazies
Huckabee
says he will not cut SS or Medicare but he shared no details—just trust him?
All the rest GOP want to cut benefits and give more to donor
corporations/wealthy. GOP thinks the money we paid forward for these benefits
are really “entitlements” like welfare, food stamps and corporate subsidies
they change every year. The millionaire
Congress still thinks we did not earn our benefits because we don’t have a
big bank account like they do!
Bush III will use W (WMDs) as his guide on Middle
East policy!?
Is he serious? Bush
II was the one who invaded Iraq on false pretenses and fell for the BS
about Saddam helping 9/11 terrorists. W’s people said invasion over in weeks
and won’t cost us a single soldier. Iraq
is the 2nd longest war in US
history after Afghan and has cost us 4,500 lives plus $3
TRILLION some of which went to Cheney’s
Halliburton firm. Iraq lost
200,000 lives so far.
TX gone to the dark side?
Has far-right paranoia finally taken over a whole state? http://www.washingtonpost.com/news/checkpoint/wp/2015/05/05/watch-jon-stewart-rip-reaction-to-jade-helm-15-the-military-exercise-spawning-conspiracy-theories/
Christie can’t escape (“I didn’t know what staff doing”) his
scandal in NH
NH pub audience asks how
he could not know what his secretary is doing. Commentator asks isn’t
revoking Social Security a Madoff-type “bate and switch”? Christie yells him
down. Christie has given teachers’ pension money to his political supporters as
“investment management fees”--$1.5
billion since 2010—double the usual rate—and still underfunded. He uses NJ
state credit card to buy $76,373
in snacks at Wegmans Food Markets in 53 shopping runs and $82,000 at
MetLife Stadium and NJ policy helicopter runs to son’s games. He vetoes
environmental cleanup bill after taking EXXON’s $200 million instead of $9
billion judgment.
GOP budget includes repeal
of ObamaCare with NO alternative for millions
Congress adopts a budget that will allow Republicans to
repeal or revise ObamaCare. GOP set-up for failure in 2016?
We are given entertainment as “news”
It appears that our media industry has learned that there is
money in “news” as entertainment. Most
of what we call “news” is really HALF lies. Only the politically active
takes “news” seriously—anchoring their political views in an aura of “facts.” America
went thru the McCarthy period with politicos using “facts” to crucify the other
side. We are there again. No one is looking out for America
as America .
Is a hedge fund investment right for you?
Hedge funds are supposed to be where the big money sits, but
their investors are NOT so happy now. Your pension money may be making the
managers rich but that doesn’t help you. The top 25 hedge
fund managers reaped $11.62 billion in compensation in 2014, according to
Alpha magazine. Your pension fund would have earned 13.5% and 11% long term if
they had stuck with a simple low-cost market index. "Professional money
management is a gigantic rip-off,"
according to money manager Bill Gross.
You keep more when you pay less: http://www.amazon.com/Wealth-Without-Wall-Street-Commissions/dp/1442168137
CR’s 5 best and worst picks—has your ride arrived?
Is a certified non-commission advisor at 1/3 the cost right
for you?
Vanguard has slashed the investment minimum for its Personal Advisor
Services program that combines a human financial advisor and online
features. Instead of the $500,000 minimum Vanguard requires only $50,000. A Vanguard financial
advisor discusses your financial goals, time horizon, and risk tolerance. A
certified advisor creates a custom-tailored financial plan consisting of a
portfolio of Vanguard mutual funds and exchange-traded funds. The
annual fee is 0.30% of your assets, plus the fees for funds contained in your portfolio.
Admiral Share funds cost between 0.05 to 0.19 percent. Vanguard will limit the
all-in costs to roughly 0.45 percent.
Pay less—keep more: http://www.amazon.com/Vanguards-Top-Ten-mutual-funds/dp/150073909X
Was your child paying half of your support when they passed?
You can collect a parent SS benefit of 80%
of your child’s future SS benefit. Even if you are receiving your own SS
benefits, you can collect the larger of the two amounts. Check https://www.socialsecurity.gov/forms/ssa-7.html
or call 1-800-772-1213.
Zimmerman gets shot this time—FL menace?
Zimmerman was involved in more
gun violence this week. After getting off for killing an unarmed black teen
going home from the store, Zimmerman was shot by another driver who he had had
some dispute with before. Violence seems to be his way.
SCAMS Why
are we still paying $700 Billion a year for
WWII deployments? That is 27
cents of each dollar in taxes—the largest part of our money—and we
aren’t even at war. We could pay off our debts and fix our schools,
roads and bridges!
We are paying for 164,253 of our active-duty armed personnel
to be in 150 countries around the world. We have about 50,000 in Japan Germany
We are building another
military base for Japan at Henoko. Air Force Gen. Ronald Fogelman admitted
that the Marines “serve no military function there. They don’t
need to be in Okinawa to meet any time line in any war plan.”
Are we preparing for WWII again? There are 1,208,083[1] armed
personnel in the United States .
Our taxes pay for about HALF of the WORLD’s military expenditures every
year. We have wasted $398.6 billion so far on the
F-35 program—they can’t
fly safely.
We just can’t afford to pay for everyone else’s defenses
anymore.
The War
on Terror requires SEALS’ attacks on top terrorists at their
homes. Iraq proved
converting a nation to Western-style republic doesn’t work. The troops we
trained ran away. Former
Saddam army now ISIS. We are wasting
$4 billion a year on Afgan
tribal rivalries; paying ransom to Al Qaeda; supporting corruption with our
money.
BoAmerica gives Justice Dept B.S. instead of mortgage relief
Patti Coleman, a Florida
borrower, received a letter from Bank of America this year. In it, the bank
told Ms. Coleman it was pleased to approve her “for a full principal
forgiveness” of $54,732 in a home equity line of credit. Citing the Justice
Department settlement as the impetus for the letter, the bank said she would
“no longer owe” that amount. But Ms. Coleman has not owed this money since she
filed for personal bankruptcy in 2010. “In my Chapter 7 filing, the
debt was extinguished,” she said in an interview on Tuesday. “They can’t come
back to me and try to collect.” There are many cases in which Bank of America
ends up claiming
credit for such loan forgiveness actions under the Justice Department deal.
The bank receives extra credit under the settlement — more than one
dollar for every dollar of loans “forgiven.”
G.M.’s Ignition Switch Death Toll Hits 100—murders that GM got away
with!
The toll far exceeds the 13 victims that G.M. had said last
year were the only known fatalities linked to ignitions that could suddenly cut
off engine power and disable airbags.
And as the number of victims mounts, the ignition-switch
crisis is cementing its status as one of the deadliest automotive safety issues
in American history. There are still 37 death claims and 589
injury claims that are under review, the fund said. The new GM says it is not
liable for the deaths since the old GM went bankrupt.
Greatest murder cover-up
in auto history.
Nationwide is “on your side” until it cost them money
Nationwide Mutual Insurance, whose slogan is “on your side,”
will pay regulators $8 million fine because it delayed
orders and changed the price of your mutual funds AFTER your purchase.
IAN
41 Watchung Plaza, B242
973.746.2014
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