Friday, February 5, 2016

Get a bigger refund

File tax return for FREE using IRS sites Most returns can be done in 30 minutes by entering your data from your forms to the screen. It is as simple and safe as answering an online survey. Wait for all tax forms. Check last year’s return for your list. New ObamaCare form from the Marketplace or your employer answers question: “Did you have insurance last year?” Do you qualify for exception to fee?
Bigger refund? These credits give you refund in addition to your overpayment: Earned income, child, education, ObamaCare tax.
Refunds usually in 21 days.
Need last year’s return numbers?

Use your refund to invest using the wisdom of the ages
Buffett, Bogle and the Holy Bible are all you need to live the good life. Invest you refund like you are buying a home: pay the mortgage every month with automatic bill pay even when your home’s value goes down like 2007. In time, your home will be worth twice what you paid. Uncle Sam will help you pay for it because you can deduct the interest. When you sell your home, most of the gain in value is FREE—up to $500,000. When you invest using the advice of Buffett, Bogle and the Bible, you can accumulate more and spend all your gains without income tax. $250/month invested as they advise in a tax-FREE IRS account could be worth $1,000,000 or more over time. And Vanguard lowered their fees AGAIN on 35 mutual funds and ETFs, including target-date funds. Pay less earn more.

Obama fails to send corporate criminals to jail
A new report uses examples to show Obama Justice too weak on rich and powerful. Sen Warren looked at twenty criminal and civil cases in 2015 in which the federal government failed to require meaningful accountability from either large corporations or their executives involved in wrongdoing. This report, Rigged Justice, shows TWO TIERS of justice. When you or I rob a filling station of $1000, we are going to jail for up to 15 years. If a corporate exec robs the owners of $1,000,000, it is a company insurance policy or the shareholders that pays a fine. No jail time. These corporations paid millions—or billions—of dollars to make these cases disappear before any public hearing. Even well known cases like GM kills never went to trial. GM’s years-long cover-up of ignition switch problems in its vehicles resulted in at least 124 deaths and 275 injuries. Criminal charges against GM were dismissed.  

Meet the folks who helped create the GOP’s 2016 misfits
Koch Industries set out in 1990 to reverse the progressive culture in America. Koch succeeded in becoming the leaders of a new culture of unbridled profiteers at any cost. In 2011, when House Speaker John Boehner was desperate for Republican votes to prevent the government from defaulting on its debt, he went to see David Koch in Manhattan to plead for help. A new study reports that an E.P.A. database identified Koch Industries in 2012 as the single biggest producer of toxic waste in the United States. The company has been in and out of federal court over the years as defendants in cases alleging careless and sometimes lethal flouting of clean-air and clear-water requirements. Today, we see the fruits of this new culture: MI gov OKs poisoning of Flint’s poor children. KS eliminates business taxes and social foundations crumble. FL denies that sea levels rise as Miami floods.
Top GOP Congressmen use illegal insider information to earn 36% on investments they hold for 1 week. A few wealthy families fund national and local elections. There are now thousands of companies leaving America or evading taxes, even getting refunds. We need over 8,800 new taxpayers this year just to cover one expatriates’ (Johnson Controls) tax bill.  
Don’t be the only one left paying taxes:

Our average total tax burden is $17,372 (31.5%). We pay income taxes (federal, state and local), sales taxes and payroll taxes (Social Security, Medicare, and Unemployment Insurance). Wealthy pay 17% total on average. Romney 13.9%  and Kerry 13.4%

Does our President need to be smart and truthful? Do they even care about truth?

Trump: I don’t need the media anymore; I AM the news (entertainment).
            America does not need to debate the issues; I will fix America. Just watch me!
            I will "work something out" on health care. “We can’t let them die on the sidewalks of New York
Cruz: The former Ted was very different. Cut SS benefits for current workers plan
            Asked what would replace ObamaCare, Cruz had no answer!
            Large tax cut for rich increases federal deficit by over $3.6 trillion
Sanders: Lloyd Blankfein, CEO Goldman said the senator’s attacks on bankers and the             "billionaire class" makes this “a dangerous moment.”
Christie: “I’ve got to beat Jeb and Kasich here—to know whether I “go forward or not,”
Jeb: Calling in the BIG guns—brother and mom—Bush baggage Let’s go to war.

Fiorina: “She is trying for the White House, but she's probably more qualified for the Big House”
Bachmann: Jesus is “coming soon” and that “we’re seeing the fulfillment of scripture right in front of her eyes.”
IA caucus: Cruz won with 28%, 24% for Trump and 23% Rubio. Sanders won 80% voters under 30, but that’s only a fifth of the electorate. Clinton got about 60% age 50+. No avalanche of new for Trump/Sanders. Jeb paid $2,710.55 for each vote. Christie, Ben, Fiorina, Huck, Kasich, Paul, Rick, O’Malley fail.

Regulators are the only protection we have since we can’t sue anymore
            “It is nearly impossible for one individual to take on a corporation with vast resources.” (GOP bill requires impossible: every person in class action suffer “same type and scope of injury”)
               Supremes stop us from suing—State courts no longer available to sue corporations!
Maryland judge electrically shocked defendant in his courtroom. No jail time.
SEC cuts broker audits—client abuse/overcharging may result
MI-appointed Flint manager switched from Detroit's water to Flint R? FBI criminal?
Is your tax preparer licensed? Check if legit:
American Growth Funding, Ralph Johnson, stole $8.6 million from investors

We need regulation—GOP is wrong—companies/cities wouldnt fix bad products on own

How our gov wastes money
$23 billion LCS program—ships can’t beat small Iran ships, guns don’t fire right!
$1 trillion F-35 fighter ‘snakebit’ software bugs; expensive and notoriously unreliable
More military to Europe to ‘scare’ Russia—why can’t Europe military pay for it?

Five vehicles that Consumer Reports strongly recommends avoiding for 2016.
Jeep Wrangler, Mitsubishi Mirage, Chevrolet Spark, Scion tC, Toyota Yaris have problems the sales ads don’t mention. Best Buy: used high reliables like Camry, Malibu, Civic, Corolla,
CIA leaks false info to its own employees so Congress and press is faked out too. (You can’t handle the truth!

Who owns your account now?
RCS Capital, holding company, Cetera Financial Holdings Inc. bankrupt.
Toyota to drop Scion brand.
Orange Capital is shutting down after a year of poor performance

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