New tax avoidance plans for the wealthy
The best and brightest have a new
way for you to avoid your fair share: insurance. Thanks to our reps in DC,
it is one of the few products that lets you grow your legacy tax FREE and give
your family a big seed fund FREE. Now you can avoid estate tax too with a
special trust. Insurance dedicated funds are great for advisors too—big fee; no
redemptions. You buy a private-placement life-insurance policy. The insurer invests
in alternative assets such as hedge funds. Profits are not taxed because of certain
restrictions. Beneficiaries get money when you die. You can’t pick the funds
but no one can know how your account is doing either. No tax on the growth or
legacy means you can distance yourself from most American’s net worth even
more. Your advisor does well also. Our reps and lobbyists made this loophole
and they could fix it too.
Who benefits from TrumpCare bill?
1%--40% of 1Trillion
tax cuts go to top 1% and increases deficit immediately.
Trump tax
windfall is retroactive to Jan 2017 for $250,000 or more incomes.
Insurers—create “sham”
coverage policies: pay
less; get less. No penalty on CEO pay.
Trump
promised: target pharmaceutical companies over drug
prices Jan 2016
Congress people—GOP
gives rich more money for tax shelters; Koch
wants more.
Congress
gets to keep
ObamaCare coverage and 10 essentials and preexisting.
Seniors—pay up to 5 times more for less care. Nursing
homes will expel middleclass.
Trump said:
“lower numbers, much
lower deductibles” Jan 2017
Disabled—Medicaid cut $600 billion so states will have to
send disabled back to ERs.
Medicaid cuts start 2021 so Congress
does not need to deal with the crisis!
Trump said: "I am going
to save Medicare and Medicaid”
Working poor—tax
credit not cover cost of private market policy since most don’t pay taxes.
Very little of state block grants will go to subsidizing coverage for Trump
voters.
AZ gives us
prelude to what
happens to you when Medicaid cut: people
die.
Trump: "I
am going to take care of everybody. I don't care if it costs me votes or
not," Trump said. “The government's gonna pay for it." Jan 2016 $3 million tax credit.
Most Americans don’t even know TrumpCare
will change their lives dramatically. Maybe GOP wants TrumpCare to fail
since mandate is GOP idea. Most Reps must vote party or lose seat next election
from Koch money. AMA says NO: do
no harm
Congress people KNOW these
bills are bad for most Americans because they exempt selves:
Wealthy tax credit: $3
million per each uninsured death if passed
Take your tax credit NOW: https://www.amazon.com/Tax-Credit-Class-your-credits-ZERO-tax/dp/1539462382
Can your investment plan carry you to age 100?
Fastest
growing age group: 85 to 100
Every year you delay
costs you $100,000 later
Attitude
and genes have everything to
do with living longer. Many retirees work past our assumed “retirement”
age. Many work because they love it; others because they have to. Most realize
our early-in-life choices determine our financial fitness for the future.
Example:
invest just 10% from your first job onward and you will have enough later. A
low-cost stock index fund has grown at 11%
over time so your money doubles every 8-10 years IF you leave it alone to
compound.
You can use
an IRS-approved trust that makes all your earnings FREE of income tax for
the rest of your life. Social Security will cut benefits by 2034 and income
taxes will have to pay for the deficit of $161,000
each. Taxes don’t go down for us. Only the rich can afford to cut their taxes by
living off capital. You
can die without ObamaCare.
Have enough to live to age 100: https://www.amazon.com/Your-Plan-Live-Age-100/dp/1548180793
Wealthy Koch network plans to buy elections with $400
billion
The end of the environmental protection, Medicaid, Medicare
and federal safety net when we get sick or get old are the goals
of the “killer” network. They will spend $400 billion to buy our elections
and push their agenda—tax cuts for the rich and the end of regulations that protect
us from accidents and environment devastation. Koch and their friends will
continue to take federal
and state subsidies for their coal and oil operations as they pollute
our future water and health. Koch uses religious themes to help seduce
evangelical partners like Trump lawyer Sekulow’s
CASE. Koch drove KS to near bankruptcy with their no tax for business plan and
want to do the same to America.
This is Socialism for the Rich: https://www.amazon.com/Americas-Socialism-Rich-little-people/dp/1535218584
Is your advisor providing you with accurate information?
The number one reason investors pay advisors more than they
need to is ADVICE. Yet 35
percent of investors are not confident the information they receive is
reliable. 41% say they either are not provided with core information about
performance or they do not know if they are provided with all information.
Investors are paying
for a pig in a poke. There is good reason we don’t trust financial
information. Wall Street hides the facts and regulators let it happen—they get paid.
Things are changing finally. Vanguard, the low-cost pioneer, has made it easier
to see total costs clearly. People want info: simple and readable. Bogle, the
founder, created transparency by eliminating the middleman. Vanguard
funds are owned by us investors; not Wall Street gurus. All costs (fees,
commissions, loads, charges, and trading) are listed on the first
page. You don’t need a broker or advisor. In fact, their fees
etc could take up to 63% of your money over time. If you are invested for
the long-term in a market index, you will earn the historical
return of about 11% not the managed rate of 3.79%. When your advisor
tells you that they can get a better rate, ask for proof. 90-95%
of managed funds earn less. Costs
are the best predictor of success—low cost means we keep more. Remember,
when your advisor moves you out of the total market: 3
market days account for 95% of annual market gains—trading is dangerous to
you; not them. The best trick is when they cherry pick
the dates to compare to a benchmark or use start up fund returns.
Forget professional advice; avoid sales hype: https://www.amazon.com/Our-Tricks-Trade-beat-Street/dp/1490475362
10 highest rated and lowest rated cars of 2017
Consumer Reports says Toyota
iA is rare in that it’s a safe,
reliable, fun-to-drive entry-level car. It’s also CR’s highest-rated
subcompact. The Cruze is the best-selling Chevy car in the world. Prius and
Miata best in class. Kia Optima with fewest problems. Impala is the modern
version of the classic highway cruiser. Top small SUV is Forester; large is Toyota
Highlander. The Audi Q7 beat Tesla S. Finally, the Honda Ridgeline is just
right. On the other end, we
have the 10
worst: Mitsubishi’s subcompact Mirage, Mitsubishi MiEV, Fiat 500L, Chrysler
200, Toyota Tacoma, Dodge Journey, Mercedes CLA, Maserati Ghibli, Rover Discovery Sport, and Cadillac Escalade.
Yes, there are stick shifts still: http://www.cheatsheet.com/automobiles/stick-shift-10-cars-and-trucks-that-still-have-a-manual-transmission.html/?a=viewall
Trump can create jobs if he wanted to
After Trump promised to save
jobs and Carrier got $7 million from IN, the jobs are going to Mexico .
Same story at Boeing where Trump boasted about saving jobs: Five months ago at
a Boeing factory in South Carolina ,
President Trump proclaimed, “We are going to fight for every last American
job.” On Thursday, workers at the North Charleston
plant learned they’d soon
face layoffs. Boeing on Friday
issued 429
new layoff notices to union members in Washington State
Despite putting
money in coal jobs and canceling the Paris accord to reduce warming, Trump ignores jobs
created in renewables—solar, battery, wind. As sea levels rise, jobs
in coastal infrastructure are needed. The Don should be encouraging the
growth trends: jobs with the highest
growth between 2014 - 2024. Not all need a college education. Yet he
cuts the retraining programs in coal country and around the nation.
Prepare for
TrumpWorld: https://www.amazon.com/Your-Retirement-Income-Checklist-TrumpWorld/dp/1544703260
*****************
TrumpWorld
Goal: Everyone knows the Trump brand around
the world
‘Trump’
brand is all he cares about—it is all he knows. Trump
vs America brand
We can’t stop watching his “apprenticeship
for president” show EVERY DAY!
Trump is still just a mafia contractor from Queens—Fred
taught him to be The Don.
Like mob boss, he asks
Comey to let Flynn
probe go, then asks
for loyalty, then fires him, then threatens him. https://twitter.com/realDonaldTrump/status/863007411132649473
Trump
is not concerned about Putin hacking elections bec/ it does not hurt his brand.
Putin hacked 39
state’s voting systems but we have not searched for vote changes.
Trump says collusion is not a crime—yes but aiding/abetting
the enemy is!
Immigrants
do NOT commit more crimes than our citizens—ICE director Homan
Lawyer Kasowitz’s clients include Russian
bank and oligarch close to Putin, Manafort.
Mueller is now examining whether Trump tried to obstruct justice. Comey, Rogers ,
Coats
Trump
still does not think Russia interfered in election despite 16 US
agencies reports
TrumpWorld –
using presidency to make money the old fashioned way: theft
US
pays rent subsidy to Trump, a public housing owner in Brooklyn .
Only
he can keep subsidy. The Don is already raising money for 2018 IN
HIS OWN HOTEL.
Warming real; flooding
in FL often so Trump paying for pumps
at MaraLargo
Dow Chemical convinced Trump’s EPA to
support toxic Dow pesticide despite proof
Ivanka
stole shoe design? Chip off the old block—Trump
Tower workers unpaid.
*************
Regulators are the only protection against
corporations since we
can’t sue anymore
“It is nearly
impossible for one individual to take on a corporation with vast resources.”
Supremes
stop us from suing—State courts no
longer available to sue corporations!
Supremes ruled that states
can't exclude religious organizations when distributing grants.
Supremes ruled your religion/hospital plan has no
protection from fraud, discrimination.
NV
law bars brokers/advisors from giving you advice contrary to your best
interests
Prime Credit, IMC Capital, Commercial Credit caught fraud
on clearing credit problems.
ME law REDUCES
min wage so restaurant servers keep greater tips NET takehome pay
Trump’s EPA to
support toxic Dow pesticide despite proof it hurts kids
Ford recalls 400,000 Transit for
cracked driveshaft sheers brake and fuel lines.
We need regulation—GOP wrong—companies/cities
wouldn’t fix bad products on own
GM
killed 124 because ignition switch pin not replaced after knew it
killed first in 2006.
Police want gun control.
When everyone has guns; your
chance of being killed goes up. Police don’t know who
to shoot. They assume everyone has one and shoot
first. You and thief have guns. CO schools now allow
teachers/administrators to carry
guns in the classroom. Kid lesson! Since 2015, police have killed
86 people with realistic looking FAKE guns--suicide?
White
police shoot black police—“kill, ask questions later” White: “I feared for
my life”
Judge says OK
to use 100 rounds to kill people—CA law abandoned. Criminals
lovin’ it.
SCAMS:
Trump
made TIME mag front cover of himself and publicly displays it--Heil mein
Führer
This is where Trump
gets his ‘news’: Government
sending children to Mars
Ignoramus Award:
Veterans who served
to be expelled—Pentagon
promise to immigrants--another LIE
Man
killed as wife DIS-proves that bullets CAN’T go thru books—too much free
time.
Woman thought throwing
coins in airplane engine gave her good luck.
How our government wastes our money:
We pay subsidy to
use corn for gas: gas prices fall on over supply of oil we
also subsidize
Trump
fake conspiracy of voter fraud hits wall—CA says no voter records for BS
study.
Where have all the jobs gone?
Pensions
frozen for 70K UPS workers, like DuPont, Lookheed for CEO pay boost
Retail stores
closing Macy Penney
Job interview will ask for your salary requirements. Answer:
I
will research the range.
Which job board sites are best
for your job search?
Cancel Robo calls with Mr NoMoRobo: https://www.nomorobo.com/
Miracle:
Total
strangers give TX worker who walks 3 mi to work a car to reward commitment
Total stranger helps FL police find missing child and Samaritan
run out of town as evil
Police ask
social media users “to identify
the source and validity of such claims”
Steve Colbert announced
for US president in Russia to cut out the middleman
IAN
41 Watchung Plaza, B242
973.746.2014
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