Happy holiday and New Year to all, ever hopeful Santa says.

 

Will your family receive a stimulus payment?

If your AGI (2019 income tax) is over $75K single or $150K joint, Congress thinks you are ‘high earners’ and don’t need the money. Your dependent children age 17 or older will not receive an additional $600. Also nonresident aliens, deceased (unlike last time a million dead got checks), estates (like last time) will not get money. Since the average rent or mortgage payment is over $1,000, Santa can’t even keep his Igloo. Reindeer eat over $600 a week. Santa will be in tent city by January without the reindeer. Ms Claus will have left him and gone to her parent’s house. Santa will join another million folks filing for unemployment. Even toy shop workers will be let go early since the virus has closed the shop in December. Santa is over age 75 so he can get the vaccine but only if he can get to a free site. Some folks have been charged $2,718 after visiting a “FREE” site.

Happy holiday and New Year to all, ever hopeful Santa says.

 

 

Wealthy take our tax money elsewhere

The rich are finding it easier than ever to move out of America while enjoying the benefits of citizenship. Be it taxes, business opportunities, regime change or even just visa-free access to certain countries, there are a wide variety of reasons a high-net-worth person secures an additional passport or even new citizenship. With the help of specialty firms like astons.com/ they can use various residency and/or citizenship by investment programs that many countries have enacted. By buying a certain amount of real estate or otherwise investing a threshold amount into a country (based on its individual program), they can receive heavily expedited naturalization. “With the pandemic bringing both economic uncertainty and restrictions around travel, we’ve seen investors opt for more remote and idyllic destinations such as the Caribbean and Vanuatu where they might not have otherwise.” You can save on taxes without having to give up citizenship.

IRS tax-free account: https://www.amazon.com/Trump-Tax-Shelter-Avoid-taxes/dp/1985448300

 

If you start your child’s investment plan now, you won’t have to worry later

The most important element in investment success is not which stocks you pick or timing your trades before the market falls or buying the fastest growing sectors. The Miracle of Compounding is what Warren Buffett says is the single most powerful factor behind his investing success. He's been preaching this for six decades, and it's made him a multi-billionaire. "My wealth has come from a combination of living in America, some lucky genes, and compound interest." We don’t have his genes but we can use compound interest to secure a bright future for our kids. Time makes wealth.

https://www.amazon.com/Give-your-child-leg-manage/dp/1096505355

 

 

 

**********ACCOUNTABILITY**************

 

Like 1776, this period is a test of democracy—We rejected the "American fascist" 

 

 

Our ‘Truth and Reconciliation Commission’? 

 

Healing America begins with admission: 330,000 dead

 

Dictator’s advisor: “we want them infected”

 

Dictator’s revenge hurts us: no stimulus checks, no unemployment, eviction extensions:

 

 

How Govt wastes our money: Our Representatives gave 3.7 Trillion to the wealthy! 

Trump gathers fellow travelers as Coup attempt continues: Will terrorists occupy WH?

Trump asks felon Flynn about using martial law in Jan: use army to hold on to WH?

Trump’s terrorists, force truck off road w/ guns: did NOT contain ballots per conspiracy

 

Trump cuts Biden team out of Pentagon transition: set up martial law for COUP by Flynn?

Trump’s executive order to make all federal buildings "beautiful": Albert Speer moment?

Trump pardons our hired killers: 2007 massacre in Baghdad; dozens machine gunned

 

McConnell’s back office still playing power games with our suffering: we pay Congress?

Trump’s deal ‘skills’: US pays more for vaccine than EU. Refused to buy early pay more

To get $600, ½ the last stimulus, Dems gave GOP more deductions ‘three-martini lunch’

 

 

SCAMS/SPINS:

Trump holding back vaccine to some states: revenge or pawns in game: Congress vote Jan 6

Trump says “virus created to make me look bad”: lose election: world exists for Trump

Trumpers pay for his tax-FREE retirement fund by tricking us: “Election Defense” con

 

After Trump cancels Iran nuclear deal, Iran restart building underground began

Putin denies hacking America: government, companies and poisoning political enemies

Hackers used updates to install malware that spies on systems, grab our info, cause havoc

 

US should hire the Putin hackers: money buys protection: hire best who hacked US.

Trump fails to make a deal to normalize relations: still looking for Moscow Trump Tower

 

Boeing again making 737 Max unsafe for travel: FAA ‘partner’ coached passing score

Seterus, Kyanite caught delaying borrower’s attempt to avoid foreclosure: fine no jail

Daryll Claxton PA caught porn charges pending trial; suspension of CFP certification

 

Raging Bull MD caught promising millionaires using “hidden bull market”: no jail.

La Nacional caught keeping fees/taxes money transfer cancels; not canceling transfers

Transamerica caught not supervising brokers variable annuities, mutual funds, 529 plans

 

Santander Consumer caught giving bad auto loan data to credit bureaus: bad credit scores

Voya Financial caught overcharging on mutual funds; fake min. investment; kickbacks.

Pruco (Prudential) caught overcharging on ‘wrap fee’ accounts; not suitable: fine

 

Multi-Level Marketer caught ignoring regulator on Covid cure claims: no arrest no jail

Toy inspections canceled since March: parents use GOP “individual responsibility”

Trump’s fin bureau allows debt collectors to avoid time-limited debt: hound forever

 

Dietary supplements contain restricted drugs not labeled: perhaps dangerous

Food & supplies amounts reduced to increase price: pay more; get less 

 

IRS: Easy Steps to Protect Your Computer and Phone and Avoid Phishing Emails.

IRS: Free special ID protection PIN goes on your return so scammers can’t take refund

IRS: Previous tax returns available online: https://www.irs.gov/individuals/get-transcript

 

Is it a scam?  Check AARP scamline 877.908.3360.

 

Check IRS: https://www.irs.gov/newsroom/dirty-dozen-part-1-taxpayers-should-be-on-the-lookout-for-these-scams

https://www.irs.gov/newsroom/dirty-dozen-part-2-thieves-work-all-year-to-scam-taxpayers

Check Social Security: https://blog.ssa.gov/

Safeguard data: ConsumerReports help: https://securityplanner.consumerreports.org/

 

Jobs

Substitute teachers fill in from online college: bonus pay

Everything can be delivered: virus means more packages, food, drugs, supplies, etc

Have computer; will travel virtually: many new ways to get it done

 

Who owns your account now?

Do hackers have your email password? New data base show which database breached

Deep discounts your own 737 max: Alaska took 23; Ryan 75 50% sale No insurance

In debt? Get a FRESH start: DIY $44 software bankruptcy: fill forms to file: Fee waived

 

Miracles:

Warming danger: Antarctic iceberg broke off: collision with South Georgia Island?

Masks helped Plague doctors avoid death: too bad we have not learned the lesson.

5 teens saved 2 kids from icy pond disaster: see, there is good news and with masks!

 

To get $600, ½ the last stimulus, Dems gave GOP more deductions ‘three-martini lunch’

Stimulus law bans surprise medical bills: no more phantom doc charges at hospital in ‘22

Congresspeople who said hoax so no masks get vaccine BEFORE frontline medical

 

 

We can apply for Medicare online: https://blog.ssa.gov/apply-for-medicare-online

We can apply for Social Security online: https://www.ssa.gov/benefits/retirement/

We can apply for health care online: https://www.healthcare.gov/

 

 

IAN

41 Watchung Plaza, B242

Montclair, NJ   07042

973.746.2014

www.InsuranceAdvisorsNetwork.com

Alerts available at http://dankeppel.blogspot.com/