Buy Value: Buy financial services like you buy "groceries, ... not perfume."
Accumulating wealth requires that we buy value—quality at the right price. We want to avoid the KILLERS of building wealth—fees and taxes.
We avoid fees by buying only the financial services we need. We avoid taxes by using an IRS-approved account to keep ALL our earnings. We accumulate $1 million by leveraging the Miracle of Compounding.
Tax-FREE growth and income can provide 30% more to spend for the rest of our lives.http://www.amazon.com/Buy-Value-financial-services-groceries/dp/1489513078/
We avoid fees by buying only the financial services we need. We avoid taxes by using an IRS-approved account to keep ALL our earnings. We accumulate $1 million by leveraging the Miracle of Compounding.
Tax-FREE growth and income can provide 30% more to spend for the rest of our lives.http://www.amazon.com/Buy-Value-financial-services-groceries/dp/1489513078/
RI health care premiums up 10%
Health insurers in Rhode Island are seeking double-digit increases in the premiums that individuals and small businesses will pay for coverage next year -- the largest increases in years -- as the federal health care law takes full effect. Comparison shopping may avoid any increase. Compare health plans to a high deductible HSA plan tailored to your health profile: http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083
Lobbyists stop online car sales
NC is the latest state to ban car sales without a dealer. Electric car maker Tesla doesn't yet have a showroom in North Carolina , where it has sold about 80 cars to date. Consumer Reports gave its Model S electric sedan a near-perfect rating. Tesla currently operates 29 stores and galleries across 14 states and Washington, D.C. Customers can order a car online at a sales location or at home but not at galleries. Dealers feel threatened by buying online. But at about $70,000 before rebate, dealers will have lots of business for a while yet.
Health care costs rise
Annual Health Care Cost For A Typical American Family Is $22,030 according to Milliman. Compare health plans to a high deductible HSA plan tailored to your health profile: http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083
If you receive a phone call from an insurer, don’t hang up!
Insurers like Nationwide are calling beneficiaries about benefits they are owed due to a recent settlement with all states. Carol did not know her sister Judith had paid for a policy long ago so she couldn’t make a claim. Until recently, the insurer just pocketed the money. Now that states have no money, they are forcing insurers to find beneficiaries or send the money to the treasury. It is a law that states never used till now. Good luck.
Women have 2nd job in 40% households but get paid less
Do you need to start a college fund?
Save $20,000 on the cost of private schools.
++Use your Wealth ReserveTM for tax-FREE cash.
++Accumulate $100,000 in 15 years to cover most expenses.
Never give up your retirement savings to pay for college. There are NO low-cost student loans for retirement. Let a tax-FREE account and the power of compounding help you help your kids pay for their educations. Why not let them provide as much of the cost as they can? After all, they will be the ones that double or triple their lifetime earnings because of this education. Studies show students get more out of it when they pay for it.
SCAMS “Deficits don’t matter” Republican godfather, Dick Cheney, 2002
Two Americas
For millions of people below the poverty line, no assistance for health insurance will be available in states that have refused to expand Medicaid—Texas, Florida, Kansas, Alabama, Louisiana, Mississippi and Georgia. More than half of all people without health insurance live in states that are not planning to expand Medicaid. People in those states who have incomes from the poverty level up to four times that amount ($11,490 to $45,960 a year for an individual) can get federal tax credits to subsidize the purchase of private health insurance. But many people below the poverty line will be unable to get tax credits, Medicaid or other help with health insurance. Their “reps” don’t want it.
Biblical hypocrite: Wealthy take welfare but cut food stamps
Stephen Fincher, a Republican and a farmer from Frog Jump, Tenn. , collected nearly $3.5 million in subsidies from 1999 to 2012. Mr. Fincher was one of the biggest proponents of $20 billion in cuts to food stamps in the legislation. At times he quoted passages from the Bible in defending the cuts.
“We have to remember there is not a big printing press in Washington that continually prints money over and over,” Mr. Fincher said during the debate. “This is other people’s money that Washington is appropriating and spending.” Washington gave him subsidy!
Want to see how Congress votes on the issues (in advance)
With an eye on collecting their US pensions AND their bigger pension from “influence peddling” in their 2ndjobs, look at where our Congress persons go AFTER sitting in the hallowed halls. Our “representative” gets paid to take their buddies still on the Hill to lunch and dinner and whatever. Find your “rep” in the line up:
Bankers using new tactic to stop law to avert another meltdown
IAN
41 Watchung Plaza, B242
973.746.2014
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