Friday, August 16, 2013

Best long-term investment and it's tax-FREE

The Best Long-term Investment: And it’s tax-FREE
Earn 10-12% a year over time.
Pay annual fees of only $50 per $100,000 invested.
Pay NO advisor or broker commission/fees.
Pay NO trading costs or taxes.
Set up your investment policy in 1 hour.
Let the miracle of compounding work for you.
                 by Law Steeple, author, The Miracle of Compounding
You can use the BEST long-term investment ever. It was proven successful by Warren Buffett. Mr Buffett started with $6,000 saved from his paper routes and in 60 years, accumulated $60 billions. Mr Buffett's successful strategy is called compounding.

Are you in the SECOND longest bull market in history?
Like most people, I did not realize that the market has been positive for almost two years straight. Most people left after the ’07 disaster and have not come back yet. Media hype is low so few see that this is the time to be in it. Proof: 3-year annual return=18%, 37-year annual return=10.75%. The Simple Financial Life: How to get what you want without going into debt and living paycheck to paycheck. http://www.amazon.com/The-Simple-Financial-Life-paycheck/dp/1441499326

ObamaCare provides $5,548 to help buy insurance
Families eligible for tax credits to help purchase health insurance in the new exchange created by the Affordable Care Act will receive an average of $5,548 in instant tax credits. These immediate credits will apply directly to individuals' and families' premiums, making coverage instantly more affordable for those who do not get health care through their employer. These instant tax credits will be available to people earning less than four times the poverty level--about $94,000 for a family of four. This means that 48 percent of people who currently buy insurance for themselves will be eligible for reduced premiums. Buy only what you need and save:http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083

GOP House passes ObamaCare repeal bill the 40th time
These “representatives” are costing us $75 million a year to “do the same thing over and over with the expectation of a different outcome.” That behavior is the definition of insanity, according to some. Ms Bachmann sponsors the repeal bill!

Crash: only HALF of small cars studied receive acceptable rating
The failures: Chevrolet Sonic Volkswagen Beetle Chevrolet Cruze Nissan Sentra Kia Soul Kia Forte (2014). The Insurance Institute for Highway Safety said only two of 12 compact cars earned the highest rating for small overlap tests—the Honda Civic 2- and 4-door models. Toyota's Camry, most popular, did poorly on a new crash test this year. Cars with the institute's highest safety rating: Honda Accord, Chrysler 200, Dodge Avenger, Ford Fusion, Kia Optima, Nissan Altima, Subaru Legacy and Outback, Suzuki Kashai and the Volkswagen Passat.

TX creates jobs but at $10/hr, working class life is not possible: Is this a Banana Republic?
Texas is a miracle in job creation, gov says. However, it has done it by turning back time to the 1860s, when Chinese work gangs were used to replace Irish workers for ½ wages. Texas workers are paid $10 an hour for long hot days constructing buildings with no overtime, no workmen’s comp, no health insurance; no bathroom breaks, and often pay delayed. Subcontractors promise and then disappear. America looks like Honduras 1870 when it was ruled by 1% owners and 99% worked for 1 cent /hour, no benefits.
Is this the America we want: Two Americas—cheap labor and the 1% owners?

40% drivers say they don’t want car monitor to save premium
Surveys of prospective Progressive Snapshot users have shown that “you get about 30 percent of people saying, ‘Yeah, why not?’; you get another 30 percent of people saying, ‘Maybe, I need to know more’; and you get about 40 percent of people saying, ‘No way in hell.’” Get all your discounts:http://www.amazon.com/Vehicle-Insurance-Beware-Double-Coverage/dp/1480027634

Doctors cutting fees by HALF to eliminate middleman
Physicians who have moved to a direct-pay practice report being able to slash medical care prices charged to patients by half or more thanks to significantly lower overhead resulting from cutting out the bureaucratic red tape and paperwork associated with insurance payment.  Increased face time with patients is another important benefit cited by doctors who have transitioned to direct-pay. Patients can still submit claim for reimbursement from insurers. Insurers often pay much less than retail anyway when the doctor is in PPO. Buy only what you need and save: http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083

Ms Bachmann becomes Swiss citizen—failed US history class but oversees CIA!?!
About 1,800 people renounced their American citizenship during the first half of this year, compared to about 1,000 for all of 2012, according to Internal Revenue Service data.
Can you believe they give up America for money?
An increasing number of Americans have decided the cost and hassle of hanging on to their citizenship is too taxing, according to federal data.
OK, but just don’t call the Marines or Consul when you get in trouble over there!!
And Bachmann is still overseeing the CIA, NSA, etc? AND getting farm subsidies from Switzerland?! And she sponsors the 40th ObamaCare repeal bill—insanity!

Three cans of sugar soda per day can be lethal, study finds
Sugar can kill you. Make sure you have the right life insurance to protect your family. Costs have come down so a $1 a day can buy $500,000 even for a 50 year old. Save $$17,970 with the right one! http://www.amazon.com/kindle-store/dp/B009MA9K78


Is market timing (TAA) right for you?
83 percent of financial planners had moved away from buy-and-hold strategies toward market timing in '08 -- what's often referred to as tactical asset allocation (TAA). There have been many studies on TAA funds, all showing the same results -- poor and inconsistent returns. A study that found that for the 12 years ending in 1997, while the S&P 500 on a total return basis rose 734 percent, the average equity fund returned just 589 percent, but the average return for 186 TAA funds was a mere 384 percent. That's about half the return of the S&P 500 Index. Advisors want to be rich not right. Invest the way Warren Buffett invests:http://www.amazon.com/Warren-Buffetts-Investment-Strategy-Forget/dp/1484822900

SCAMS           “Deficits don’t matter” Republican godfather, Dick Cheney, 2002

Banks holding commodities with our tax subsidies—And our bailout money
The largest U.S. banks are accused of causing problems in markets ranging from energy to aluminum. Regardless of whether they’re guilty of market-rigging, as critics say, the charges raise another question: Why are the banks in these businesses in the first place?
Banks are using cheap money to help themselves, not make loans to business. Anyone could make money this way—borrow at 0.001% and make 18%--and if a market collapses, bailout by taxpayers! How sweet.http://www.businessweek.com/articles/2013-08-01/bloomberg-view-the-wrong-business-for-big-banks

Have you received a letter about your medical situation?
Your personal health info is being sold by your State government for cash. Even though the law says doctors/hospitals can’t sell it, they give it to the state which sells it to the data-mining firms that do. Drug companies buy it so they can sell you or your doctor on their stuff. Data-miners get $10 billions and you get NOTHING. You might protect yourself by giving your providers your wrong ZIP. Hackers have a gold mine!

GOP to shut government but Obama cut Bush deficits by over HALF
Deficit was 10% of GDP in ’09. Obama has reduced it to 4%. Why do they still complain about spending with our bridges falling apart and 100 million people out of work or underemployed?

Who can look at your personal credit without your permission?
Folks you may not want to see can see your info because you have no control over what these companies can sell. http://www.bargaineering.com/articles/8-people-access-credit-report.html

Who owns your account now?
A Dick Tracey wrist phone, Galaxy Gear, will be out in a month. Finally, a smartphone I like!

IAN
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MontclairNJ 07042
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