Where can your child invest $100 now? Show your child how
Warren Buffett invests
*Teach your child to invest the Buffett way.
*Success with money starts early.
*Compounding over time assures your child of security.
You have a great opportunity to
teach your child how to become successful with money. They can learn to take
care of themselves and even become wealthy from your guidance TODAY. Warren
started with his paper route money and now has $60 billions.
Only $9.95 by
Law Steeple, author, The Miracle of Compounding
Annuity
you inherited just got better!
The IRS released a Private Letter Ruling (PLR 201330016)
that enables the beneficiary of an inherited annuity to use a tax-free Section
1035 exchange to move the funds to a new insurer’s annuity that better reflects
the beneficiary's needs and investment objectives: Annuity Laddering:
Inflation-proof Retirement Income http://www.amazon.com/books/dp/1484849663
Obama formula working
The U.S.
trade deficit shrank sharply in June
as U.S. exports
reached an all-time monthly record high. The gap is the smallest since October
2009. The Congressional Budget Office forecasts that the deficit could
drop to 4% of GDP for the fiscal year ending 30 September. Deficit was cut in HALF from Bush high of 10% of GDP in 2009.
ObamaCare subsidies help HALF insured pay for coverage
About half the people who now buy their own health insurance
— and potentially would face higher premiums next year under President Barack
Obama's health care law — would qualify
for federal tax credits to offset rate shock, according to a new private
study. People can enroll starting Oct. 1, and coverage becomes
effective Jan. 1. Most people currently covered by employer plans are not
affected. Policyholders' annual out-of-pocket costs will be capped. Insurers will have to cover people with pre-existing medical conditions, whose
needs are costlier to provide for. Policies must provide certain standard
benefits, including prescription drugs, mental health and substance abuse
treatment and rehabilitative services. Buy only what you need and save: http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083
Cell phone just got more expensive: CELL TAX
Look for a new tax on your monthly cell phone bill to pay
for a plan to put WiFi in more classrooms. What happened to the 3Rs?
Fee-for-advice broker decides to push own products
Edward Jones plans to start selling proprietary investment
products in a sharp break from the past. Jones use of proprietary funds is
contrary to its long-stated message to its financial advisers to rely not on
proprietary products but instead on a cadre of outside money managers. Independent
investment advisers routinely touted the absence of proprietary products from
their platforms as being in the best interests of clients. Now that competitive
difference is gone. Better results with low-cost funds WITHOUT Wall Street: http://www.amazon.com/Wealth-Without-Wall-Street-Commissions/dp/1442168137
Insurer pays you to eat right!?
Independent Health wants you to eat more fruit and
vegetables and is making it worth your while. The insurance carrier is teaming
up with Tops Friendly Markets on a rewards benefit that offers its members
money back every time they buy fresh produce at the supermarket chain. For
every $2 that eligible Independent Health members spend,
they'll earn $1 to spend later at Tops grocery stores, an incentive
intended to spur people to eat more carrots and broccoli and fewer pork rinds
and doughnuts. BlueCross BlueShield of Western New York doesn't
have a supermarket-based, money-back program, but it does have a "robust
discount program" that covers health, wellness and fitness programs.
Employers cut spouse health coverage
A growing number of companies are looking to clamp down on
rising health care costs by dumping coverage for their employees' working
spouses. Others are requiring their workers to pay extra money to cover a spouse
who could get health insurance elsewhere. And some may even consider
making employees pay the full cost of insuring their children. Denying coverage
for a working spouse who has access to other health insurance is an
extreme example of how companies are trying cut costs, experts said. But many
others, such as PNC Bank, are imposing a surcharge on their employees'
spouses. http://triblive.com/news/adminpage/4540022-74/health-spouses-costs#axzz2cne7pz2t
SCAMS “Deficits
don’t matter” Republican godfather, Dick Cheney, 2002
Welfare for the rich
Our “representatives” support their friends’ tax
loopholes in secret. Taxpayers, who pay for them, are not allowed to see
who supports which corporate subsidy. Loopholes are marked secret for 50 years
so we can’t know who pays for whom. The real business of Washington
is to stay hidden. Sen. Baucus and Hatch are assembling this list of loopholes
for the Senate. This is not a democracy. How can we judge these people if we
don’t know what they are doing to get elected? Who is paying them for subsidies
and loopholes?
White-collar
crime: Hide $6.2 billion and don’t even get charged!
Two former JPMorgan Chase employees are facing criminal
charges related to the trading scandal that cost the bank $6.2 billion last
year, but the trader who earned the nickname "the London Whale" and
was at first most closely tied to the
scandal is not one of them.
IAN
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973.746.2014
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