Tax evaders we pay for

Tax evaders named by another Swiss bank Swisspartners

Swisspartners helped wealthy American clients hide income from the IRS between 2001 and 2011, according to the non-prosecution agreement (no banker goes to jail) filed in federal court. The companies created sham foundations and other entities that served as the nominal owners of bank accounts in Switzerland,Liechtenstein and other nations. In reality, assets and income in those accounts belonged to American clients. In another case, Credit Suisse bankers from 2001 to 2008 helped as many as 22,000 Americans with $12 billion in assets duck paying the IRS.

You can avoid taxes legally with the IRS § 408 account: http://www.amazon.com/Your-Tax-Haven-Tax-FREE-Americans/dp/1482659441 And it is FREE to set up.

Stealing us blind: Investors sue over fees

BlackRock faces potential class action by investors who assert the firm has breached fiduciary duty by charging exorbitant fees. The world's largest money manager keeps too much of the value generated by one of its funds even as it gets larger and cheaper to maintain, according to the suit. "The issue we're focused on is the difference between what BlackRock charges the funds and the fees BlackRock negotiates with other firms at arms' length."

You don’t need the fees to earn 11% over time: http://www.amazon.com/Warren-Buffetts-Investment-Strategy-Forget/dp/1484822900

Doing Nothing but staying invested in the market beats trading

Retail Investors earned an average annual return of just 3.69 percent for the 30 years through 2013. The S&P 500 market index returned 11.11 percent during the same period according to DALBAR’s annual Quantitative Analysis of Investor Behavior. Investors tend to buy and sell in a frenzy based on advisors and broker buzz. Trythe Buffett way: http://www.amazon.com/Wealth-Tao-Wu-Wei/dp/1499351348/

Europe court to Google: remove our bad info links

Europe's highest court ruled Tuesday that people have the "right to be forgotten" and can ask Google to remove some sensitive information from Internet search results. The court ruled that Google, if asked to do so, must amend links to information shown to be outdated or information deemed to be irrelevant. "An Internet search engine operator is responsible for the processing that it carries out of personal data which appear on web pages published by third parties," the judges added. The case followed complaints from a man in Spain who argued that when Google's search results revealed details about an auction of his repossessed home that infringed on his privacy rights.

GOP crazies denounced by Rand Paul … but he does not make the rules

“Everybody’s gone completely crazy on this voter ID thing,” Mr. Paul said in an interview. “I think it’s wrong for Republicans to go too crazy on this issue because it’s offending people.” After his meeting with the pastors inMemphis, Mr. Paul traveled a few blocks to address the Republican gathering, but he made no mention of voting rights.  Many of the claims of voter fraud amount to a great deal of smoke without much fire. The allegations simply do not pan out according to this legal analysis. http://www.brennancenter.org/publication/truth-about-voter-fraud

GOP crazies try to win 2016 election with warming denial

Rubio, R-Fla., said definitively that he’s ready to run for president in 2016 and he doesn’t buy into the “notion” that laws or human actions can contribute to climate change although much of Florida has been severely endangered by global warming.

“I don’t agree with the notion that some are putting out there, including scientists, that somehow there are actions that we can take today that would have an impact on what’s happening in our climate,” Rubio said. “Our climate is always changing.”

A glacial region of western Antarctica that's already melting rapidly has passed "the point of no return," according to NASA which estimates the glaciers, in the Amundsen Sea region, contain enough water to raise global sea levels by 4 feet. 

GOP Crazies: Rubio to make Medicare a voucher plan we pay the difference!

Running in 2016, he thinks changing Medicare into a premium-support program in which the government would provide a subsidy that people could use to purchase private insurance coverage. Vouchers were torched the last time the GOP proposed this because insurers do NOT want to insure seniors. No one wants an insurer CEO deciding to pull the plug on Granny’s life-support. CEO bonus depends on it.   

End to employer-paid health-benefit even if guaranteed in contracts

The Supremes agreed to rule on whether employers can unilaterally end retiree healthcare benefits, even when they're negotiated as part of a union contract. Federal law prohibits the unilateral reduction of retirement benefits retroactively. ERISA doesn't cover health benefits. "When employers do offer retiree health benefits, nothing in federal law prevents them from cutting or eliminating those benefits--unless they have made a specific promise to maintain the benefits."

Employer promises will have no meaning in future!

USAA lowers premiums for some CA homeowners

USAA homeowners and condominium policyholders in Sacramento County will save an average of $167. "This rate decrease is made possible in part by our low expense ratio, and our members' efforts to maintain their homes and prevent losses," said Jeff Dixon, vice president of P&C insurance property product management at USAA. "USAA is committed to partnering with our members to prevent losses, which is why we're also introducing a new insurance discount for members in communities that are working together to reduce wildfire risks by forming a Firewise community." USAA is run for the benefit of vets and family only. Agents receive salary. CEO is not overpaid. Use all your discounts: http://www.amazon.com/Homeowners-Insurance-Beware-Coverage-Policy/dp/1480100870

Fewer die with RomneyCare

The mortality rate in Massachusetts declined substantially in the four years after the state enacted a law in 2006 mandating universal health care coverage, providing the model for the Affordable Care Act. The Harvard study adds to a growing body of evidence that having health insurance increases a person's life expectancy. Mortality rates vary widely among states. Mississippi, Alabama, West Virginia, Oklahoma,Kentucky and Louisiana have the highest age-adjusted rates. 

Unfortunately, all but Kentucky refused ObamaCare.

Advisors are “scoundrels” and “cockroaches,” SEC says

The investment advisor and broker-dealer industries are plagued with too many repeat-offender “scoundrels” and “cockroaches,” SEC Commissioner Daniel Gallagher said. “Despite our best efforts, they manage to stay in the industry and continue to wreak havoc on the investing public.” Gallagher noted that 20 percent of the more than 600,000 actively licensed registered representatives in Finra’s BrokerCheck database have one to five disclosures for items such as customer complaints, regulatory violations, terminations, bankruptcy, judgments and liens. “There are plenty of repeat offenders at investment advisory firms who are engaging in misconduct. We’re just not finding them as quickly because no resources.

Buyer BEWARE: Manage your money the Buffett way: http://www.amazon.com/Wealth-Tao-Wu-Wei/dp/1499351348/

College experience determines happiness not tuition

The Gallup-Purdue Index found that elite schools fared no better than less selective private and public schools in ensuring graduates' well-being. The factors that do matter - feeling supported by a professor or mentor and having deep learning experiences - are, at least to some extent, factors that families can search for and control, Busteed said.

"In many ways, it's a very encouraging study for most of America," he said. "It doesn't really matter where you go. It matters how you do it."

SCAMS           Why are we still paying $700 Billion a year for WWII deployments?

We are paying for 164,253 of our active-duty armed personnel to be in 150 countries around the world. We have about 50,000 in Japan and 50,000 in Germany.

Are we preparing for WWII again? There are 1,208,083^[1] armed personnel in the United States. Our taxes pay for about HALF of the WORLD’s military expenditures every year.

We just can’t afford to pay for everyone else’s defenses anymore.

Who owns your account now?

Consumers Insurance USA to Motorists Mutual

Sunshine State Insurance to United Property and Casualty

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