Koch Bros believes America is built on “welfare for the rich”
“I believe that
cronyism is nothing more than welfare
for the rich and powerful, and should be abolished," Charles Koch wrote. He claims he has “spent decades opposing cronyism
and all political favors, including mandates, subsidies and protective tariffs.”
Yet the Koch Brothers have relied on $88 million worth of government subsidies (our
taxes) for years and pay $ millions for elections to keep subsidies. They
oppose cleaning up the environment they profit from while they destroy it!
Are you losing 63% of your retirement earnings to Wall
Street?
How much of your retirement are you giving away?
Costs matter: Broker/advisor/trading cost 1% to 3%
every year.
If you use a salesperson, costs can take HALF your money!
$3,000 per year @11%
for 33 years = $1,018,177
$3,000 per year @11-1% for 33 years = $778,768
$3,000 per year @11-2% for 33 years = $613,805
$3,000 per year @11-3% for 33 years = $486,634
Compounding the average market returns of 11% is what turns
your $3,000 a year ($99,000) into $1 million over time. No tax when you use an
IRS tax haven. http://www.amazon.com/Pimps-Wall-Street-money-middlemen/dp/151525254X
Help for your student in school
Get $2,500 per year for each student during first 4 years.
40% is refundable so you get up to $1,000 even if you do not owe any taxes. Or
get $2,000 credit on your tax return for a lifetime of education—even adults can
take it every year. Must be legit school and expenses so check http://www.irs.gov/uac/Am-I-Eligible-to-Claim-an-Education-Credit%3F.
Also deduct student
loan interest up to $2,500 a year. Parents or child can take credits so
check out both ways http://www.irs.gov/Individuals/Education-Credits-AOTC-LLC
Keep receipts for expenses for school.
Perfect gift for your grandchild
$1,000,000 costs you only $16,000 when you use Compounded
Cash over
time. Invest $16,000 by age 25 and let it grow to $1 million. See what it looks
like at saferchild.org/power/.
http://www.amazon.com/Compounded-Cash-Save-your-Self-Funded/dp/1515066096
2016: America ’s
real
reality TV show—“you just can’t make this stuff up”
Debate
summary 10 of the best GOP have “debated”—compare
12 Angry Men: the
bigot, racist, sadist, flip-floper, stockbroker, marketer, immigrant, working poor,
bleeding-heart, senior, businessman, and architect. GOP candidates positions in
own words, just to be accurate. Carson called for 10% income tax and Huck
wanted sales tax (VAT in Europe) to replace income tax is a GOP standard. http://time.com/3988276/republican-debate-primetime-transcript-full-text/
Ronald Reagan to Obama: “Just
don’t sell Iran arms under the table like I did.”
GOP wants war but …
Robert Gates, who led the CIA under George H.W. Bush before
becoming George W. Bush and Barack Obama’s defense secretary, has
said bombing Iran could prove a “catastrophe,” and that Iran’s “capacity to
wage a series of terror attacks across the Middle East aimed at us and our
friends, and dramatically worsen the situation in Iraq, Afghanistan, Lebanon
and elsewhere is hard to overestimate.”
Meir Dagan, who led Israel ’s
external spy service, the Mossad, from 2002 to 2011, has
warned that an attack on Iran
“would mean regional war, and in that case you would have given Iran
the best possible reason to continue the nuclear program.”
In the aftermath of a military strike, he added, “The
regional challenge that Israel
would face would be impossible.”
Bush wants to cut women’s health funding: "I'm
not sure we need half a billion dollars for women's health issues." Liz
Warren shames
GOP on women—back to the ‘50s?
Americans
respond with donations to Planned Parenthood despite Congressmen!
Christie PAC gets paid for Christie deal to take $225
m instead of $9 billion from Exxon.
He is booed
by 60,000 at Monmouth park as gives Pharoah a trophy. He still thinks boo
means voters want him to stay on as Gov and punch
teachers in nose and end SS as we know it.
Who rules America ?
Last weekend, Koch Industries got the rich
together to decide how the GOP will win in 2016. Donors are secret, so
foreign countries could be deciding our next Pres.
Follow the money: Election
scorecard Bush vs Clinton ($ millions)
Study illustrates that the rich
and powerful influence policy more than voters. Citizen’s United decision
just made it legal to buy elections, like the Bush coronation in 2000. (The
votes were not counted. If they had counted them, America
could have avoided 2 wars, 2 tax cuts
that raised deficit by $8-10
trillion.)
TX voter ID law violates our civil right to vote, court says
GOP strategy to keep DEMs from voting took a blow. TX
can’t keep voters from voting based on new forms of ID and regs.
GOP to get Supremes to SUPPORT
global warming for planet via lawsuit
Obama will use lower emission rules as leverage with other
big economies — China ,
India , Brazil ,
South Africa , Indonesia .
Our rules could make America
a leader again … except for 5 old men. GOP
tells states to ignore Pres request for plans. “Sue to stop him”
Shopping for health insurance becomes normal
State-based marketplaces were overall quite successful in
retaining enrollees, however, a large number of consumers shopping within the
marketplace during 2015 open enrollment decided to switch plans based on the
price of services offered. You can save by shopping just like buying a TV.
Plans and doctors change in this new world. Even business owners can shop at https://www.healthcare.gov/small-businesses/provide-shop-coverage/
You may still be able to buy at https://www.healthcare.gov/screener/
Buy only what you need: http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083
Is it time to cancel your PMI?
Drop it when you have paid 20% of your home value as defined
in this rule. http://files.consumerfinance.gov/f/201508_cfpb_compliance-bulletin_private-mortgage-insurance-cancellation-and-termination.pdf
Since the HPA applies only to residential mortgage loans consummated on
or after July 29, 1999 ,
standard 30-year mortgage loans would not have started becoming eligible for
final PMI termination under this provision until August 2014. Better ask your
servicer for the exact date you can cancel.
Your good credit score can CUT your car insurance cost in
HALF
CR tested 2 billion rate quotes and found a poor score can
double your costs. See your state for best firms: http://www.consumerreports.org/cro/car-insurance/credit-scores-affect-auto-insurance-rates/index.htm#creditmap
Shop for ALL your discounts to lower premium every 2 years: http://www.amazon.com/Vehicle-Insurance-Beware-Double-Coverage/dp/1480027634
Need your income tax information for loan, school, home?
Get return transcript
by mail at http://www.irs.gov/Individuals/Get-Transcript
You need
your Social Security number, date of birth, and address from your latest
tax return.
Your tax refund can be worth $500,000 later when you need it
Yes, your refund, averaging $3,116, can grow to half a
million dollars by compounding simple market index returns and not paying Wall
Street a fee every year. According to Dalbar’s
QAIB study, index investors using low cost providers earned 11% per year
since 1983. Investors using Wall Street earned just 3.79% and over time will
give up 63%
of their potential nest egg. You don’t need to pay for success anymore. Start
with $9 a day today! It is your money so keep all your earnings: http://www.amazon.com/The-Pimps-Wall-Street-middlemen/dp/151525254X
Did your bank reject your mortgage modification too?
New report says banks
blame “do not qualify” on customers and customers say “paperwork is lost or
misplaced often.” Delaying a borrower’s loan modification request can be profitable
for a bank.” Courts
agree. Like health insurers, delay, delay delay just wears us out and we
quit trying to get what we deserve. Regulators wash hands with bank notes.
CR tested 4 robo call blockers
One works well and is FREE: it
blocks 10 calls a day for us.
3-D printing Drugs now?
The Food and Drug Administration has approved the first
prescription drug made through 3-D printing: a dissolvable tablet that treats
seizures. They still charge a lot.
Stoners are OK
With years of research and observation, scientists have
finally figured out that the chronic and prolonged use of marijuana by the young people is NOT not
related to any sort of health conditions. Toke?
Religious sacrifice in FL?
Investigators in the Florida Panhandle are looking into the
deaths of a woman and her two adult sons as a ritualistic killing that could be
connected to the recent
blue moon.
SCAMS
IRS has documented more than 4,000 tax scam victims who have
collectively reported over $20 million in financial losses. IRS says “think
twice before answering suspicious phone calls, emails or letters.” Scammers pose
as IRS agents with fake caller IDs, badge numbers, titles, letterhead, mailing
address, etc to get paid. They threaten police arrest, deportation, license
revocation, etc. Confirm you owe at Treasury Inspector General for Tax Administration (TIGTA) at
1-800-366-4484.
Can we afford to keep paying $700 Billion a year for
WWII deployments? That is 27
cents of each dollar in taxes—the largest part of our money—and we
aren’t even at war. We could pay off our debts and fix our schools,
roads and bridges! We are paying for 164,253 of our active-duty armed
personnel to be in 150 countries around the world. We have about 50,000
in Japan Germany
We are spending $8 million per HOUR on
our wars in Iraq/Afgan
The War
on Terror requires special forces attacks on top terrorists at their
homes like Obama’s
al-Amr May14 Abu kill. Iraq proved
converting a nation to Western-style republic doesn’t work. The
troops we trained ran away, left our stuff. Training and more stuff for
what? Former
Saddam army now ISIS. We are wasting
$4 billion a year on Afgan
tribal rivalries; paying ransom to Al Qaeda; supporting corruption with our
money.
We are building another
military base for Japan at Henoko. Air Force Gen. Ronald Fogelman admitted
that the Marines “serve no military function there. They don’t
need to be in Okinawa to meet any time line in any war plan.”
Are we preparing for WWII again? There are 1,208,083[1] armed
personnel in the United States .
Our taxes pay for about HALF of the WORLD’s military expenditures every
year. We have wasted $398.6 billion so far on the
F-35 program—they can’t
fly safely.
We just can’t afford to pay for everyone else’s defenses
anymore.
We are now
training Ukrainians in Ukraine—Mission creep
Afghanistan
started the same way—just training, and then guarding trainers, then supply
trainers, then supply U.S.-built Stinger antiaircraft missile to the
mujahideen, and eventually $200 million for fiscal year 1992 alone. $4
million/hour- $778
billions so far.
Fiat profit up 69% but at Jeep and Ram customer expense—sells
Ferrari
23
recalls covering more than 11 million vehicles caused record fines of $105
million (not counted in profits). Ferrari follows Porsche for SUV success!?!
Image?
Regulators find NDG
Enterprise Collected Money Illegally and wants payday loans back.
Wells to hold your money
Advisors at Wells Fargo will stop transactions where they
suspect elder fraud even if they don’t have the legal authority, company
managing counsel Beverly Jo Slaughter said Thursday. “We
try to be creative,” she said.
Wells Fargo fined $500,000 for not telling the whole story
Wells to give back $242,000 to 66 customers who lost money
in “structured repackaged asset-backed trust securities” (STRATS), which paid a
variable interest rate from 3 to 8 percent. Sales did not disclose the fact
that investors could lose money because of termination fees.
IAN
41 Watchung Plaza, B242
973.746.2014
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