You just made Fidelity owners $ Billionaires 15 times

You just paid Fidelity $ 350 million in fees from your new retirement money

Fidelity Investments new defined-contribution retirement plan sales for the first half of this year hit $35 billion. Your fees just made the owners, the Johnson’s, $15 Billionaires. That does not count the $2.6 billion they made every year on pension money. For what?

If you had been using a low-cost mutual fund like Vanguard you would have paid HALF for 17.31% annual return for the last 5 years. Your account would have more than doubled. The Johnson’s charge twice as much for less return. You need the money more than they do:  http://www.amazon.com/Vanguards-Top-Ten-mutual-funds/dp/150073909X

Use your tax refund to grow your retirement fund the painless way

The average refund is $3,116. If you invest it in a tax-FREE low-cost market index fund, you can add $500,000+ to your nest egg. According to Dalbar’s QAIB study, index investors using low cost providers earned 11% per year since 1983. Investors using an advisor earned just 3.79% and over time will give up 63% of their potential nest egg. You don’t need to pay middlepeople anymore. Take your refund early by changing your W-4 withholding tax: http://www.irs.gov/Individuals/IRS-Withholding-Calculator This will increase your paycheck so you can have you account trustee debit your checking account automatically, investing $250 a month. One of the 10 Ways to Save $3,000: http://www.amazon.com/10-Ways-Save-3000-years/dp/1515387070

Wealthy GOP supporter confesses “Welfare for wealthy” is State of the Union

“Where I believe we need to start in reforming welfare is eliminating “welfare for the wealthy.” That means stopping the subsidies, mandates and preferences for business that enrich the haves at the expense of the have-nots”--Charles Koch. He plans to pay $900 million to install GOP in WH. His firm has relied on $88 million worth of government subsidies (our taxes) for years.

What world does he live in—say one thing and do the opposite?

The American democratic experiment is over—GOP agrees money rules! 

Trump: “When they call, I give. And you know what? When I need something from them, two years later, three years later, I call them. They are there for me. And that's a broken system." All the candidates want the money. Listen to Trump in vid.

Police fear vigilantes with assault rifles in Ferguson—outside agitators obey no one!

Even the police chief later condemned the group’s actions as both “unnecessary and inflammatory.” Oath Keeper 35,000-members nationwide includes former law enforcement and military veterans often openly question federal laws. They claim they are there to protect property—what are police for? Missouri is an open-carry state.

Should black residents carry assault rifles to protect themselves from vigilantes?

Sharia law in KY—GOP religion rules in KY

A county clerk here is apparently defying a federal court order to issue marriage licenses to same-sex couples. Sharia law is law based on a religion not on civil laws.

Corporation is claiming “personhood” in lawsuit—“Its feelings were hurt”

When Murray Energy initially filed its lawsuit against Public Citizen, a public advocacy group, the company contended that Supreme Court rulings like "Citizens United" mean corps have privacy rights (meant for living, breathing human beings) Murray says that Public Citizen violated their “human” rights. Can a company suffer "mental anguish and emotional distress" like a human being as a result of opposing groups’ ads?

GOP-led Supremes have ended our democracy! Wealthy corporations have more rights (and money) than humans. EG: GM kills 124 and walks bec/ bankruptcy cleans rap sheet.

What do you get when you buy a Congressman?

One lobbyist says you get "retroactive immunity for a group of antitrust defendants", achieving "a legislative override of a negative agency action." This was the boast of their site. The ban on revolving door lobbyists has just changed the name not the lucrative business.

Yes, the number of registered lobbyists in Washington has declined steadily since the 2007 ban but the ban on lobbying has NOT stopped lobbying by ex-Congressional members. The Center's OpenSecrets.org website lists several categories of stealth lobbyists.

1. Lobbyists-in-waiting: "Because there’s no ban on the background and other work that supports lobbying efforts ... and no ban on forming a lobbying firm, lawmakers and staffers are free to join lobbying shops or hang out their own shingles even while they are in their cooling-off period." 2. Lobbyist by another name. Chris Dodd, Dem, CT, left in 2011 to become CEO of the Motion Picture Assn. of America, Hollywood's lobbying arm. Did Dodd violate the law? No indictment by Obama yet.

2016: America’s real reality TV show—“you just can’t make this stuff up”

Trump has trumped all politicians—he says what he thinks but he holds grudge.

His crude handling of debate panelists shows pattern of “mob” mentality. Future Pres wont’ apologize. Fox needs ratings so gives him lunch. ‘I am a whiner, and I keep whining and whining until I win’ But Mexico says “no pay” for wall.

Trump presidency looks like this: Kansas model—cut business taxes to zero and raise sales tax on working people. We must own business to succeed.

Perry staff on life support.

Clinton gives up her server finally. It’s always the lying that gets you in trouble.

Carson confesses that he has done research on fetal tissue from aborted fetuses, despite his criticism of the practice when in front of GOP. Can you have it both ways?

Walker takes $250 million from U. Wisconsin, gives $250M to billionaire basketball owners for arena. Walker will gut college structures.

GOP wants to cut all the programs that help people

Cuts to ObamaCare, Medicare, Medicaid, food stamps, Social Security and SS disability are favorite themes. But GOP never talks cuts oil and gas subsidies, farm and crop subsidies. They don’t talk about cutting weapon systems we don’t need or paying for the defense departments of Iraq, Turkey, Egypt, Israel, Korea, Japan, Germany, ETC (and now Ukraine). GOP candidates talk about adding jobs but refuse to rebuild our roads, bridges, ports, etc. GOP to cut government and regulations--“jobs.” We will get less protection in food, water, cars, drugs, transport, etc. 12 die—no regulation to clean cooling towers. Nothing will be regulated/tested in GOP world. Subsidies pay for polluting fertilizer, coal, oil, unsafe drugs, cars, trains, water, etc.

America can afford to back up “….the pursuit of happiness” for ALL—not just the rich!

Our tax system has been changed in the past to fit our needs and there is no legal reason it can’t be changed again to accommodate our aging and immigrant population.

All is possible! GOP lion Ron Reagan, raised taxes to fix Social Security, sold Iran weapons, and gave amnesty to 3 million immigrants so.  

Why do scientists and generals and admirals support Iran peace deal?

Twenty-nine of the nation’s top scientists — including Nobel laureates, veteran makers of nuclear arms and former White House science advisers — praise the Iran deal, calling it innovative and stringent. 36 military say deal is “the most effective means” for peace.

Are they paid stooges or blind political followers or honest analysts of our situation?

MT citizens save with ObamaCare

While Montana has one of the nation’s lowest head counts, it ranked a close second behind New Hampshire in terms of the highest rate of 2015 public exchange re-enrollment among 34 states that direct their residents to Healthcare.gov. ADP is working with USI and GoHealth to help employers provide benefits as well as those who must purchase through public exchanges.

Buy only what you need: http://www.amazon.com/Health-Insurance-ONLY-right-policy/dp/1480125083

Hackers cut your brakes in cars with Metromile chip

IT guys at UC hacked into an onboard “dongle” used by insurance company Metromile to track your mileage/premium. Hackers controlled brakes in real car.

GITMO north—Cuomo’s own torture chamber

Inmates at New York's Clinton prison say they were beaten, choked and slammed against walls by guards seeking information after David Sweat and Richard Matt escaped from the upstate prison in June. More than 60 prisoners have filed complaints about alleged. One inmate, Patrick Alexander said he was threatened with waterboarding and physically assaulted as guards asked questions about Matt's and Sweat's escape.

Who Owns Your Account Now?

Symetra Life to Sumitomo Life

SCAMS        

IRS has documented more than 4,000 tax scam victims who have collectively reported over $20 million in financial losses. IRS says “think twice before answering suspicious phone calls, emails or letters.” Scammers pose as IRS agents with fake caller IDs, badge numbers, titles, letterhead, mailing address, etc to get paid. They threaten police arrest, deportation, license revocation, etc. Confirm you owe at Treasury Inspector General for Tax Administration (TIGTA) at 1-800-366-4484. 

State Farm hit with excessive fees suit over target date funds

“The amount of the management fee extracted and retained from the LifePath Funds by State Farm is so disproportionately large that it bears no reasonable relationship to the services rendered (if any) in exchange for that fee,” the complaint states. Most of the fees carried a net management fee of 62 to 63 basis points (0.63%), according to the complaint. Vanguard charges 18bp (0.18%) for the same funds.

State Farm accused of using poor quality parts in car repairs

Mississippi Attorney General Jim Hood asked DOJ Eric Holder to investigate State Farm’s ‘Parts Trader’ program. He told the press that “Body shops have reported to my office that they are pressured into accepting bid from Parts Trader for after-market or re-manufactured parts that are unsafe and far below the quality of the original equipment manufacturer.” Hood also told Holder “there are also allegations that the insurance companies are artificially fixing auto body labor rates to reduce the cost of repair.”

Coke hires “exercise scientist” to prove sugar NOT causing obesity

Coke pays GEBM which claims it is lack of exercise not sugar drinks (Coke) that contributes to obesity. “Most of the focus in the popular media and in the scientific press is, ‘Oh they’re eating too much, eating too much, eating too much’ — blaming fast food, blaming sugary drinks and so on,” the group’s vice president, Steven N. Blair, an exercise scientist, says in a recent video announcing the new organization. “And there’s really virtually no compelling evidence that that, in fact, is the cause.”

Edward Jones got caught charging too much!

They agreed to pay more than $20 million to settle SEC charges that it overpriced new issues of municipal bonds.

Another broker gets off! No jail time!

CA Broker John Thornes, Thornes & Associates, stole $4.4 million from his mom and a scholarship fund but did not go to jail. He just lost his license.

Citizens Bank caught keeping customer deposits

Regulator fines Citizens Bank for failing to credit consumers the full amounts of their deposited funds. The bank kept money from deposit discrepancies when receipts did not match actual money transferred. Today’s CFPB consent order requires the bank to provide approximately $11 million in refunds to consumers and pay a $7.5 million penalty for the violations. Like IRS, you only hear when you owe them.

America needs to take care of American’s needs FIRST

Can we afford to keep paying $700 Billion a year for WWII deployments? That is 27 cents of each dollar in taxes—the largest part of our money—and we aren’t even at war. We have 1.5 million in military (same as Hitler to start WWII). We could pay off our debts and fix our schools, roads and bridges! We are paying for 164,253 of our active-duty armed personnel to be in 150 countries around the world. We have about 50,000 sitting in Japan and 50,000 sitting in Germany.

We are spending $8 million per HOUR on our wars in Iraq/Afgan

The War on Terror requires special forces attacks on top terrorists at their homes like Obama’s al-Amr May14 Abu kill. Iraq proved converting a nation to Western-style republic doesn’t work. The troops we trained ran away, left our stuff. Training and more stuff for what? Former Saddam army now ISIS. We are wasting $4 billion a year on Afgan tribal rivalries; paying ransom to Al Qaeda; supporting corruption with our money.

We are building another military base for Japan at Henoko. Air Force Gen. Ronald Fogelman admitted that the Marines “serve no military function there. They don’t need to be in Okinawa to meet any time line in any war plan.”

We just can’t afford to pay for everyone else’s defenses anymore.

Japan, Germany and S. Korea can pay to defend themselves.

We are now training Ukrainians in Ukraine—Mission creep

Afghanistan started the same way—just training, and then guarding trainers, then supply trainers, then supply U.S.-built Stinger antiaircraft missile to the mujahideen, and eventually $200 million for fiscal year 1992 alone. $4 million/hour- $778 billions so far.

IAN

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