Where does Warren Buffett advise you to put your money now?
Warren Buffett has been clear about what we should do when
the market goes down. He has explained how to be a successful
investor. His advice was easy to follow and we don’t need a broker to
execute his strategy. His advice saves us giving away up to 63% of our possible
nest egg. We can earn over 10% a year.
Let Warren be
your advisor: http://www.amazon.com/Warren-Buffett-Your-Investment-Advisor/dp/1518690963
Corporations change earnings to lower their taxes—we get the
bill
Study finds that cooking
the books is contagious and CEOs mimic other cheaters to keep their bonuses.
Study show that a ‘little’ cheating is copied by other CEOs. It is hard for
working Americans to pull off “revenue manipulation, expense account fudging, loans
for 1% and massaging of inventory, assets or restructuring accounts.” Only 507
violations of the federal securities laws in fiscal 2015 were posted by the
SEC. “The more important issue is to stop the thousands of others.” Regulation only halts cheating temporarily so
we eventually pay their taxes now or as deficits later. Corporations are NOT people.
Avoid their taxes—Pay your fair share: http://www.amazon.com/The-Tax-Shelter-Young-Americans/dp/1500426520
Do you manage your investments like an NFL quarterback?
Sports Illustrated estimated that 60
percent of N.B.A. players endured bankruptcy or dire financial
straits in retirement. Unfortunately, most athletes and working
Americans don’t know a thing about managing their money. Wall Street has
destroyed any move to teach us financial literacy, claiming we must pay “professionals”
(read salesmen) to do it. And we do. But results are poor. Most of us, like
millionaire athletes, lose HALF
of our potential earnings to middlemen. Keep all your earnings.
You don’t need a pimp: http://www.amazon.com/The-Pimps-Wall-Street-middlemen/dp/151525254X
Did your broker receive trips to Tahiti
for selling you that annuity?
Yes, insurers
make a lot of money from your annuity money. To compete, they must give
your advisor an incentive. There are few good deals from your point of view and
many good deals from their view. There are no refunds if the advisor promises
are broken.
Consider the alternatives: http://www.amazon.com/The-Best-Annuity-Strategy-Income/dp/1497532019
GOP tax cuts spell doom for Kansas
KS GOP legislature must reduce spending and borrow again
because promised benefits from the decrease
in taxes haven’t happended. "The income-tax cuts passed in 2012 and
’13 were way too steep and way too quick," said Senator Jeff Longbine, a
Republican from Emporia . "The
revenue continues to decline and we have to do something."
KS encapsulates a broader ideological debate over the
influence that tax cuts have on economic performance. Republican presidential
candidates have each endorsed federal tax reductions in the belief that they
will spur
investment. Tax cuts don’t spur investment because wealthy send
their money elsewhere to earn more and buy
our President.
Does our President need to be smart?
Trump: “I’m smart. I make deals with China .
I can deport 11 million.” Cost
“unknown”
Polls
aren’t “very scientific:” I dropped in some polls. “I don’t get it.” But “I
am a great Christian.” Hannity
assures us Trump has great taste in ties.
Snake
oil firm pays me, yes, but no ‘relationshp.’
Cruz: We don’t need gov employees—why pay Social Security,
Vets, others? New tax of 16% on
everything we buy shifts taxes to poor: Rich would pay 10% not 26.5%.
Jeb: I can overhaul
(cut) Social Security and Medicare (vouchers) and lower taxes for rich while increasing military
spending and pollution like my bro.
Kasich: GOP candidates are promising
crazy things voters will never vote for. DEM?
Rubio: Of course I’m not there to vote—there is nothing to
vote on.
Christie: “I’m glad I don’t read the NY Times.” Bridgegate
is boring.
GOP: Benghazi
committee cost us over $4.5 million but Clinton
Is Long-term care insurance right for you?
More than one-third
of LTC insurance policyholders who buy policies at age 65 or older let
their coverage, says Boston College CRR. The study concludes that individuals
most likely to let a policy lapse are
those who need the coverage most -- those with cognitive impairment and
might soon need care, or those with low income and wealth, who would be in
financial jeopardy in a medical crisis. Buyers may have to pay premiums for 30
years; paying over $120,000 ($2000 each) and never get to use coverage for only
2 years after 3 month waiting period. Not right for most people.
We need regulation
bec/ people don’t always use golden rule -- GOP is wrong
Fidelity caught using unlicensed
advisors! We pay but don’t get licensed and we
are not allowed to sue a Wall
Street firm. BrokerCheck
has no data. Perfect scam.
Welfare for Rich—Rich
get 1% loan but poor pay 8%
for college ed loans with no jobs.
Police can’t throw
black students across the room after banging head on floor, anymore.
SNAAC, auto lender to servicemembers stopped for illegal
debt collection practices.
Corinthian Colleges caught promising jobs, giving loans, and
illegal
debt collections.
Employee background-check firms caught
ruining chance for job and reputational harm.
Student Financial Resource Ctr and College Financial Adv. caught
misleading on loans.
GOP changes mind on climate change after their Merlot fails?
Bordeaux
wine growers hit by record heat face changing variety of grapes—using Portuguese
varieties instead. Agnes Destrac’s shriveled merlot grapes are left to
rot.
Scalia: Supreme
Court responsible for ‘destruction of our democratic system'
Scalia thinks giving
people the right to marry whoever they want is destroying democracy but doesn’t
see that letting
billionaires and foreign countries buy our elected officials is really
destroying our democracy.
Is your new car on the least reliable list?
least-reliable-new-cars-says-consumer-reports.
SCAMS
Wall Street self-regulator covers up bad broker activity
still
FINRA
has failed to live up to its promise that the settlements would not be
removed from BrokerCheck unless they have little investor protection value.
IRS says scammers now use official address and letterhead
via mail
Some schemes provide an actual IRS address where they tell
the victim to mail a receipt for the payment they make. Others use emails that
contain a fake IRS document with a phone number or an email address for a
reply. These scams often use official IRS letterhead in emails
or regular mail that they send to their victims. They try these ploys
to make the ruse look official. Confirm legit by sending copy to: Internal Revenue Service
Lead Development Center Stop MS5040 24000 Avila Road Laguna Niguel, California
92677-3405 or Fax: (877) 477-9135
Chubb shareholders opposed an $80 million golden parachute payment for CEO John Finnegan, who
struck a deal to sell the insurer to Ace Ltd.
GM recalls cars for THIRD time for fire
For third time in seven years, General Motors is recalling
cars that can leak oil and catch
fire, in some instances damaging garages and homes. The recall, which
covers 1.4 million vehicles dating to the 1997 model year, is needed because
repairs from the first two recalls didn't work. More than 1,300 cars caught fire after they were fixed by dealers, the
company said.
Fidelity caught using unlicensed advisors!
HOW CONGRESS WASTES OUR TAX DOLLARS
House Benghazi committee cost us more than $4.5 million to make Clinton drop
“We must guard
against the militaryindustrial complex.” 1960, Pres Dwight Eisenhower.
Defense spending has DOUBLED
in 14 years.
Since 2001, the base defense budget has soared from $287
billion to $530 billion — and that's
NOT counting the Iraq Afghanistan Ukraine ,
Cameroon .
US knew US
would fail in Vietnam in 1965 but still 1.3 million dead,
Kissinger diary.
Rebuild America
Will GOP use taxes
to move Alaska town due to global warming they don’t accept?
We are still wasting $8 million per HOUR we
don’t have in Syria/Iraq/Afgan/ Ukraine/Cameroon.
Obama
keeps 9,800 in Afghanistan
Taliban
captures Kunduz, Afghans run. We bomb hospital instead.
We pay bonus
for kills – no wonder the world hates us!
Saudi’s
just bombed Doctors
Without Borders hospital even with GPS
We
trained and equipped ISIS leadership—US sells arms to all sides for profit
We are sending “several
dozen special operations forces into Syria.” Just like Vietnam .
We are supporting
child abuse by Afghan leaders by giving them arms/money.
100,000 our military in Germany
and Japan ….still.
Why? Costs us $200 billion.
Residents of Okinawa object to tens
of thousands of U.S. troops and another base there.
Who owns your account now?
Principal shut hedge fund Liongate after fee-conscious investors withdrew too much money from its funds. Investors dislike extra fees for poor performance.
Principal shut hedge fund Liongate after fee-conscious investors withdrew too much money from its funds. Investors dislike extra fees for poor performance.
IAN
41 Watchung Plaza, B242
973.746.2014
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