Your Wealth Reserve: Trump costs us $2.7 billion in fees on nest eggs

Trump is costing us $2.7 billion in extra fees on nest egg

Everyone on Wall Street—from clerk to CEO—knows that this rule (to give us the best advice for retirement savings) is the right policy for American savers. OMB says it will save us $2.7 billion over a decade. Our future financial stability rests on using the best vehicle for our situation. In their greed, some Reps claim that they won’t serve people with fewer assets. Their competitors will serve us so The Don should get on board and let the market competition serve us. We always thought our Reps were giving us the best of their ability. If they were; then why object to the Rule? If not; shame, and shape up now. The Rule says ‘financial advisers cannot lure us toward choices that give disproportionate kickbacks to the advisers.’ It levels the playing field somewhat. Reps can’t offer the BEST because the best has no commissions and very low fees. The Rep’s firm won’t sell them. Trump’s delay won’t change the FACTS: why pay 1.2% for a mutual fund when we can buy the same accumulation for 0.2% a year. If that fund is in an annuity or ‘managed’ account, over time, we lose up to 63% of our possible nest egg. That means we won’t have enough and will need more public assistance which increases the debt. C’mon Don! Give those with the least a break like you promised.

Get the BEST and have enough: https://www.amazon.com/Fiduciary-Rule-BEST-dont-pay-anymore/dp/1530980275

FREE tax preparation—Yes, part of Social Security can be taxed

Advertising to you is how they pay for free credit score and “free” tax prep

https://www.creditkarma.com/ needs your views to obtain dollars from sellers of financial services and they give you software to file federal and state taxes at no cost. If you need to file a simple return, this is the cheapest way. Usually simple means you have W-2 income and few deductions. The IRS has a topic look up so you can find the answer to your question easier than waiting on the telephone for an operator to answer: https://taxmap.ntis.gov/taxmap/. Also, you can do your federal online FREE using commercial sites through the IRS https://www.irs.gov/uac/free-file-do-your-federal-taxes-for-free. These sites charge for a state return. You can also use a local AARP tax aide office: http://www.aarp.org/money/taxes/aarp_taxaide/ AARP does not discriminate by age or income so they can usually take care of most people. Best tip: deduction for IRA contributions and tax credit up to $2,000 subtracted from tax you owe. Double Your Pleasure. And don’t worry about audits—Congress got rid of auditors.

Take your Tax Credits like The Don: https://www.amazon.com/Tax-Credit-Class-your-credits-ZERO/dp/1539462382

Can we get Obama to come back until we can have another election?

With the sitting presidency under criminal investigation by the FBI and Congress, we need to consider an interim measure. Only the guilty ask for immunity so Flynn knows he is in trouble. As a secret paid foreign spy, he had access to all our secrets while Trump’s top Intel guy. Trump claims he did not know he was a paid spy so either he was duped or Trump is incompetent in hiring him. Clearly there is fire here and we should not take any more steps down the Putin path until we know for sure. Trump hired his campaign manager, Manafort, who has been in the Putin orbit for a long time. Putin’s operations were detailed in Clint Watts testimony. Why hire a Russian operative when there were hundreds of competent GOP managers? Some of the possible-felon-Trump’s actions may not be undone. For instance, Supremes can sit forever and most Americans do NOT want to end abortion as a woman’s choice. Messing with all the regs and trying to revive 1950s capitalism could disrupt our economy for years. It would not hurt to determine if Trump is guilty of treason by enabling his people to assist Russia in messing with our election process and important policy decisions like removing Ukraine sanctions or killing extra Syrian civilians? Why does Trump attack NATO and EU allies? Does this not give Putin what he wants—a stronger Russia using a divide and conquer tactic?

We need to stop Putin from winning this “cold” war—a war for the hearts and minds of the people of the world!

At least we know Obama does not hold dual citizenship.

Your Retirement Income Checklist in the TrumpWorld

There are so many unknowns in our futures that we must plan a FLEXIBLE financial future. We don’t know what The Don will do next. We can anticipate some expenses but generally, we must plan for a range of possible futures. If you stay invested in some stock mutual funds to overcome inflation, how can you avoid a prolonged flat market? If you count on fixed income like bonds or annuities, what happens if inflation roars back? We can moderate big swings in stocks and bonds by maintaining a balanced portfolio of low-cost funds. If we begin now, where we are, we may be able to add $250,000 to $500,000 before and during retirement. If we can delay taking Social Security and or our pension or IRA, we can add significant amounts to our future nest egg. Few retirees are happy playing around all day after working for 50 years. A gradual shift is more appropriate and rewarding. Today, retirees need to plan for 30 years AFTER working. You need to make two budgets—one for now and one for the survivor using current assumptions about income sources.

Remedy your situation now while you can: https://www.amazon.com/Your-Retirement-Income-Checklist-TrumpWorld/dp/1544703260

Is it treason?

The Don and his lieutenants may be guilty of assisting a foreign power in influencing our election. The FBI is probably looking at the way Manafort and others were leading the GOP campaign AND being agents of Putin or his oligarchs. Do we know for sure that foreigners did NOT hack the voting data of some states? Has the FBI geeks checked every computer in all 500 voting districts? We don’t need to have a smoking gun to prove that some Trump folks did NOT have America’s best interests at heart. For instance, why did the GOP allow Russians to strike the platform plank about sanctions for Putin’s invasion of Ukraine? Why didn’t The Don vet his lieutenants before allowing them to work on his behalf? How can Flynn be a paid foreign secret agent while he works as Trump National Security Advisor? He says he did not know they were working for Russia before or during the campaign. Isn’t that a LIE? Once you are an agent, you are always an agent is common knowledge. Why is The Don always so positive about Putin and Russia? Why does he deny he has ties to Russia? Dick Cheney says Russia’s meddling in the U.S. election could be "considered an act of war.” Why did Sessions lie about contact if it was innocent? How can you lie to Congress and not go to jail? Are Ivanka and Jared qualified to be playing the role of Sec of State? Putin would like us to abandon Europe and the former Eastern Block countries and get in a war with N Korea. Are voters scared that his naiveté, lack of judgment and gullibility to BS will start WWIII with the N. Koreans?

What are Nunes, Flynn, Sessions, Bannon, and crew hiding if not guilt of working with/for a foreign power to destabilize America?

Is Trump guilty of treason if he allowed his people to assist Russia in messing with our election process and important policy decisions?

RESULT: Putin wins this “cold” war of winning the hearts and minds of the world!

Who are these Russians that have “guided” The Don’s rise to power?

Some smart researchers are using GPS to discover who Don’s lieutenants hang out with. This connect-the-dots game can help us understand what has happened to bring us to the brink of presidential impeachment. When the FBI and Congress finish investigating, who are these Russians who have shaped American disruption? We have Rep Swalwell’s chart to help us start. https://swalwell.house.gov/issues/russia-trump-his-administration-s-ties

‘Follow the money’ was Nixon’s favorite ‘advice’: Russian fertilizer magnate Dmitry Rybolovlev, a Putin comrade, paid The Don $95 million for a $41 million mansion he had picked up earlier. Dmitry’s wife claims he was hiding assets. Russian comrades often use real estate to launder money from their deals. During the campaign, Dmitry was vacationing with WH staff Ivanka and Jared in Croatia. Dmitry was with Trump bankroller Bob Mercer in the Virgins earlier in March. The Don met Dmitry in Charlotte at the November rally. Another Trump lieutenant, Wilbur Ross, was chairman of the Cyprus bank that Russian oligarchs have used to launder money. One investigator found Trump has a network of outright mobsters, oligarchs, fraudsters, and kleptocrats. Russian oligarchs have devised elaborate schemes to move money despite Western sanctions.

The Don has many deep ties to Russia’s underworld elite which voters never knew about.

“Facts are stubborn things,” President John Adams, 1770.

Take responsibility for your BS

Trump has been yelling fire in the theater for years. Now he has become our daily ‘bread’ since boasting that he could get Obama to give him his real birth certificate. Every day we are forced to listen to his BS tweets. When he lies, he blames other people like a bully in the playground. “Fox said Obama taped my phone, not me.” Russia may run on BS and “alternative” facts but Democracy cannot. Maybe that is the real reason The Don is playing with us every day. Maybe he is trying to reach a “Putin state” where Execuive Orders are the coin of the realm. He does not seem to want the real media and Congress involved. Maybe destabilizing America is what Bannon, the Executive VP really has in mind. Bannon’s “Deconstruction of the administrative state” sounds like that is Trump’s goal too. Many trumpers have said they like that idea. Trump even put Bannon in the holiest place--National Security Council--so a propagandist replaces the Joint Chiefs and the director of national intelligence. Is that like Goebbels replacing the Wehrmacht in Germany’s war council? Totalitarians are usually voted into office like Putin, Hitler and Mussolini. They then take more power by creating a threat that only they can quell, they claim. Putin invaded Crimea and Ukraine citing NATO at his border. Trump has his terrorists.

For those who say ‘let’s give him a chance,’ I say, we did and things are getting worse.

The Don will learn that Tax Reform is like health care—complicated

Why are there 5 to 17 lobbyists for each of our Reps in Washington? Lobbyists are paid over $5.7 million per Rep to make laws that favor their employers including tax subsidies and special exemptions. It has taken 30-40 years for lobbyists to bend the rules to favor their employers. Why should they give that up now? Only one reason—put more of the tax burden on some other guy, usually us, the ordinary tax payer. We have NO lobbyists in Washington buying them dinner, trips, re-elections. Dow company gets over 400 subsidies. GM and Buffett’s companies get over 300. FedEx, GE over 200. The top 500 firms account for more than 16,000 subsidy awards worth $63 billion. Many of these same profitable companies also pay NO taxes. You and I pay for them—we pay for their roads AND their subsidies. Like Trump in 1995, paying no taxes is what the rich want. Why would they change that now? Nearly two-thirds of U.S. companies and 68% of foreign corporations do not pay federal income taxes, according to a congressional report. The Don has promised to give corporations and the wealthy an even sweeter deal. The wealthy would receive a cut of 19% while we get only 4.9%. Corporations pay about 12% on average so the Trump rate of 15% may only appeal to some. Many leave their profits overseas to avoid paying their fair share. Many use expensive accountants and dummy corporations and tax shelters to avoid taxes like The Don. However,

We can use our tax credits to avoid taxes now: https://www.amazon.com/Tax-Credit-Class-your-credits-pay-ZERO/dp/1539462382

The Don could succeed by looking forward not backward

Every president has had a vision—some forward like Kennedy’s moonshot, LBJ’s Great Society, Reagan’s tax breaks, ObamaCare—others backward like LBJ’s Vietnam, Bush II’s Muslim nation building, Trump’s revive 50’s USA. TrumpWorld promises low tech jobs in high tech world, fossil fuels in wind/solar world, aircraft carriers in computer bomb world, The Wall in a mobile world, polluted air/water in a cleaner world. For instance, Chile got solar utilities to offer electric at HALF the cost of coal. Solar jobs are growing at 12 times the rate of economy. For instance, Canada provides health care to all citizens at fourth the cost. For instance, Germany upgrades the skills of its workers every year and offers paid apprenticeship to every young person. For instance, our Reps used to get elected by asking for contributions of less than $2700 and no dark PAC money. For instance, a third of all new enterprises were started by US immigrants BEFORE the ban of 2017. For instance, our governments used to be led by Americans with NO foreign government help. We used to be envied by the entire world.

We give up a lot and gain very little by going backward.

Trump still fears Hillary: tweet “answers” to debate with Bernie; 6 mo after the event.

Beware: “Tax expenditure”

This is Washington BS for tax breaks for the rich. GOP calls tax revenue given as special tax treatment for friends, a tax expenditure. It is the reason most corporate and wealthy citizens pay less than we do—12% on average—because their Reps have added tax code exemptions, deductions and credits. Tax expenditures are designed to benefit specific activities or groups of taxpayers; the most important include deductions taken by employers for management deferred comp, employee health insurance costs, capital gains, corporate subsidies and mortgage debt interest. Our retirement nest egg could be on the block next if GOP can find the votes. Traditional pensions, 401(k)s and traditional and Roth IRAs offer delayed taxation to encourage saving but are also tax expenditures. People can avoid current taxation on up to $18,000 now. This tax-it-now approach looks attractive to GOP tax cutters but could result in middle-income savers abandoning their retirement plans. Use your tax shelter while you can.

https://www.amazon.com/Tax-Shelter-Young-Americans/dp/1500426520

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We have entered the Twilight Zone:

"There is a fifth dimension beyond that which is known to man. It is a dimension as vast as space and timeless as infinity. It is the middle ground between light and shadow, between science and superstition, and it lies between the pit of man's fears and the summit of his knowledge. It is an area which we call the Twilight Zone" where “alternative facts” and illusions of conspiracies are lived out. Lies are considered true. Truth is what the loudest voice says it is over and over.

Rod Serling

The Trump (Bannon) Presidential Style

Remember, Don Trump is still a contractor from Queens NY, just richer than most. As a promoter, his income is from lending his wealth “brand” to other’s buildings and golf. Secret Service needs extra $60 million in taxes to watch him in FL and cover sons to travel to promote Trump properties worldwide. Don going for another DC hotel to profit from foreign visitors for himself. SS protection of his property paid by us.

Bannon called himself a “Leninist” who wanted to “bring everything crashing down.” State Dept being decimated. Putin thrilled with cuts in aid to 3^rd world, NATO, etc!

Putin got GOP party plank to drop sanctions on Ukraine invasion. Here is TrumpWorld

Trump sued for inciting violence against rally participants, judge rules

GOP cuts programs of folks who have no power to oppose cuts. Cowardly

The Don (Putin) does not like diplomacy, aid to poor,

environment or culture, finding cures for disease, transportation and education programs. Putin as clown pics banned

19 Agencies you may use being cut from American society: The Don does not like Meals on Wheels, Sesame St. NPR radio, Arts, Miners retraining, Seniors volunteers for poor, Americorp youth help poor, 62 in all for $343 billion

What GOP does NOT cut:

No cuts to subsidies to Boeing, GE, Intel, Nike, Shell, Fiat, GM, Ford, hundreds more.

And these 27 got govt help and paid no taxes and 10 welfare plans for the rich

No cuts to govt cost overruns of $ trillions each year. And Congressperson subsidies.

Wealthy 1% will receive a $165 billion tax break, Seniors go back to food stamps.

Where does The Don get his information?

Trump urged followers to “Watch@JudgeJeanine on @FoxNews tonight”

Another Judge told him the British CIA spied on him for Obama but Napolitano made it up from former CIA source who NEVER said Obama ordered it.

The Don’s GOAL: Build the brand so every person on earth knows what “Trump” stands for and keep repeating the name every day in every way.

Senate Dems block Neil Gorsuch's nomination to the Supreme Court. Choice still alive?

NY gyms turn off cable news so NOT to stress out patrons

Lies or “Alternative facts” of The Don: Promises (lies) and Actual outcomes:

Trump’s secret plan to kill ISIS kills 200 Mosul women and children. Secretly sending more military to war.

The Don blames Obama for Syrian leader’s use of WMD even though he has special relationship with Putin and could end Syrian dictator with a phone call deal.

Why?

GOP just turned smoke into fire—canceling Russia influence probe sinks all Prez men. Trump men gave secrets to House Intel probe which Nunes gives back to Trump. ??

Former FBI Clint Watts tells Senate Intel Russia's efforts to influence the election. Clear

Flynn wants to spill his guts—FBI should put him in safe house away from Putin’s men.

Gallup reported 32% of Republicans view Putin favorably up from 12% in 2015.

GOP ready to shut government down again—tax cuts cost $5 Trillion in debt to China.

GOP to shut down state approved retirement savings plans for workers. No states rights!

The Don cuts consumer protection against high rates, rip off artists.

“Everyone is covered” in GOP plan except the 24 million who cannot afford it. TrumpCare failed because of the Democrats the Art of Deal maker claims. TrumpCare was a tax cut for the rich, wrapped up in pretty lies about the poor and needy.

“Obama had my 'wires tapped' in Trump Tower just before the victory." NO Proof

Trump accuses Britain of spying on him for Obama. No apology to Brits for his mistake or to Obama for accusing him of a felony. Like birth cert. LIES

“I have no information” that supports the claim Obama tapped Trump: FBI and NSA

Putin’s FSB does surveillance of Trump campaign; makes it look like Obama for chaos

Obama’s security adviser found Trump official’s names in intelligence reports.

GOP gave business our privacy rights so our browser info can be sold w/o permission

Jared in deep with Putin’s bank which supports Putin’s spy activity. Jared mastermind?

Sessions warns NYC it will lose security funds used to guard Mel and Bar in NYC.

Can we save ourselves from WWIII? US threatens N Korea with pre-emptive strike

Putin influence: Putin marks all over Trump’s crew—“more than circumstantial case.”

The Don was naïve about Russian influence among lieutenants. Spicer claims Trump never asked Manafort, Flynn, others about pay from foreigners. He never vetted them about who paid them during campaign—Manafort, Page, Flynn, Stone, Tillerson, Ross, etc Connections chart. Manafort was campaign manager paid $10 mil yr by USSR. Trump secret agent sent to meet Putin’s agent in Indian Ocean.

Trump tries to derail House investigation of his collusion with Russia.

The Don publicly praised admitted sexual harassment perpetrator O’Reilly.

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Regulators are the only protection against corporations since we can’t sue anymore

“It is nearly impossible for one individual to take on a corporation with vast resources.” Supremes stop us from suing—State courts no longer available to sue corporations!

Some IP promised not to sell our browser info even though they got Congress to let them.

Trump eliminating regs banning oil coal gas firms pay to foreign countries as bribes, cancel birth control for poor, open Alaska to grizzly killing by air, allow coal slag in rivers, cancel global warming treaty,

Ford recalls 52,000 F-250 trucks because they move while in ‘park.’ Jeeps do the same.

Mark Anderson Jones, Miami caught operated a $10 million pyramid—clients lose $4M

Hyundai Kia recall 1.5 million for motor that stalls

We need regulation—GOP wrong—companies/cities wouldn’t fix bad products on own

GM killed 124 because ignition switch pin not replaced after knew it killed first in 2006.

Police want gun control.

When everyone has guns; your chance of being killed goes up. Police don’t know who to shoot. They assume everyone has one and shoot first. You and thief have guns. CO schools now allow teachers/administrators to carry guns in the classroom. Kid lesson! Since 2015, police have killed 86 people with realistic looking FAKE guns--suicide?

Police organization issued a formal apology for the historic mistreatment of minorities.

Police to buy military weapons to use against civilians again.

FL makes it easier to kill others if you feel threatened—“prove I didn’t feel threatened”

OK 23 year old kills 3 teens with AR 15 in home robbery—no charges—stand ground.

SCAMS:

Trump secret in defeating ISIL is to kill more Syrian women and children

20% of patients with serious medical conditions are misdiagnosed by their doctors

Ignoramus Award:

Trump proclaimed April as National Sexual Assault and Prevention Month—Lock Trump Up for his admitted assault on a woman as taped in his own words. 17 accusers.

How our government wastes our money:

Great Wall of Trump will cut Rio Grande in HALF and homeowners will lose land.

IRS using phone threats again if you owe; resuming the use of private debt collectors,