How Govt wastes our money:

IRS doesn’t tax wealthy: they have no income: spend their borrowed cash from selves.

We send out modified intelligence when it serves our strategic goals too

Religious folks fight abortion laws that are unclear: families can’t have kids they want

342 Profitable Companies Pay Little to No Tax Thanks to Trump’s 2017 Tax Giveaway

Skyrocketing cost of US nuclear missile program spurs reckoning: trillion-dollar debt

NASA wasted taxes: ‘Space Race turns into ‘Moon Race’: 1^st nuclear reactors on moon

We flood arms into Israel despite mounting alarm over war’s conduct: 30,000 die

We will build a $temporary port$ on Gaza’s coast to increase flow of humanitarian aid

We wasted $20 million in taxes to maintain Russian yacht taken to punish Putin’s elite

Oil industry asks Supremes to protect it from climate change suits

Supremes deny CO right to decide: Trump on ballot despite his coup d'é·tat attempt

McConnell denies his GOP legacy and endorses his evil twin despite blame for J7.

SCAMS/SPINS:

Recall: 42 Hazardous Products That Were Recalled This Week

Recall: GM 820,000 pickups: tailgate could inadvertently open; property falls out

Recall: 61,000 pounds of Trader Joe’s steamed chicken soup dumplings with hard plastic

Recall of a recall: Ford discovered sloppy work on dangerous Takata air bags.

Recall: KALO Foods single slices of carrot cake: contain soy, an allergen

Recall: Sargento Cheese Recalled In 15 States Amid Listeria Outbreak

Recall: Johnsonville Polish Kielbasa turkey sausage: cook-in-package sausage: free rubber

Cancer-causing chemical found in Clinique, Clearasil acne treatments

Ground cinnamon sold at discount stores is tainted with lead, FDA warns

Texas home insurance sits at $4,142 average cost: national average $2,777

PNC Bank Truist Customers Report Mobile Banking Outage: no access

Scam Tip off: “required action or payment date” cash demand is almost immediate.

Legit charity?: Google the “administrative costs of your [prospective charity]”

20 IRA Mistakes to Avoid: some can be reversed; some cannot: rules change yearly.

CA annuity ‘best interest’ standard: sales firm’s choice is still firm’s highest revenue.

Half of adults are at risk for financial insecurity in retirement: half seniors have $0 saved

Jobs

College grads earn $60,000 vs $36,000 for high school grads, Fed study: it’s worth it

jobs.interestingengineering.com/

Folks who switched jobs saw their pay increase 7.6%

Who owns your account now?

Whole life insurance is bad choice: too young and policy too large

Best Free Antivirus Software Programs

T-Bills Without Tax Bill: ETF uses options strategy and a tax loophole: lower tax bill

Do two 529 to Roth rollovers this year: if the first one (for 2023) is done by April 15.

Apple’s new M3 laptops are allegedly 60 percent faster than M1 MacBook Air

Bank late fee reduced to $8

Wow: We are paying as much in interest on other debt as in mortgage payments!

Miracles:

First Over-the-Counter Birth Control Pill without a prescription

Alabama governor signs legislation protecting IVF providers from legal liability

Biden’s State of Union in 4 minutes

Two male humpback whales seen mating for first time ever

Dog ran a mile to her doggy day care for help after her owner’s car crash

5 Guitar Solos Are the Pinnacle of Rock History

Warmest February on record, and its warmest 12 month period

Sweden joins NATO, ending decades of post-World War II neutrality: Ukraine prompt

Lessons from successful investors

Are you considering leaving your established broker for a “registered advisor”?

You may be looking for younger independent advisors using a registered investment advisor (RIA) platform for more flexible, innovative financial solutions. You may have a million dollars in assets or paying a subscription for ongoing financial advice. Some RIAs provide retirement planning, better income strategies and guidance for younger clients across their financial lives, including advice on employee benefits and how to best structure their new business. These are the kinds of advice most sought after today. Thus it may be hard for your old broker-dealer BD firm to help you. RIAs are able to look at any situation with an open mind, not being hamstrung by a specific product or set of rules that the firm wrote for him. RIAs are energized by their rules that they created as a team. They are changing the paradigm of financial advice and how they interact with people. They can be flexible in the design of solutions that better match your needs. Note that RIAs do not earn their living by stock picking or sector rotation for your portfolio. You are better off leaving your asset allocations to The Expert: Warren Buffett.

Make Warren Buffett your investment guide: https://www.amazon.com/Warren-Buffetts-Vanguard-Funds-Retirement/dp/1496148592

How the market makes the wealthy richer

Rich people have created a bigger gap between their assets and income and the averages for the rest of us. HOW? Look at the market index returns for the last few years:

2023 26.29

2022 -18.11

2021 28.83

2020 18.38

2019 31.74

2018 -4.41

2017 21.94

2016 11.93

2015 1.31

2014 13.81

2013 32.43

If a wealthy person had $1 billion going into the last 10 years, they have increased their bundle by over 30% THREE times during that time. That’s 300,000,000 added, $1.3 billion plus 1,690,000,000 plus another 30% or $2,197,000,000. Of course the gap gets bigger because they don’t have to do a thing to make it bigger. They don’t have to make more assets since they can just let their money sit in a market index or similar fund. The gap is now huge:

Middle income folks need to take advantage of the growth of their assets, despite the stock market’s occasional hiccups. It is easier to digest those market corrections by using a diversity of funds like the Vanguard’ Top Ten.

https://www.amazon.com/Vanguards-Top-Ten-mutual-funds/dp/150073909X

********ACCOUNTABILITY**************?

Like 1776, this period is a test of democracy—We rejected an "American fascist" once

The Path to Dictatorship: 2010-2030

Parallels of this era in the past may hint at our future: democracy breaks apart legally

Jan 21 2010 Corporations’ election-spending unlimited

Billionaires paid $881 million for votes in 2022 midterm elections

Nov 2020 Wealthy discredit election process

Nov 21 2020 Trump’s Plans for a Coup: criminal

Nov 21 2020: Trump plan: US Marshals seize voting machines

Jan 6 2021 Direct govt overthrow failed: guns & bombs were ready

Trump engaged in a "criminal conspiracy" to stop Biden